dLocal

dLocal is a B2B cross-border payments platform for global enterprises, marketplaces, and large online merchants that need to collect and disburse payments using local methods and local currencies across emerging markets.

Key capabilities include:

• Pay-ins (collections): Accept local payment methods including cards, bank transfers, mobile money, digital wallets, cash vouchers, real-time payments, BNPL, and interoperable QR, supported through one API and dynamic FX conversion for cross-border transactions.
• Payouts (disbursements): Send funds to staff, customers, and partners in their preferred currency, supporting both local-to-local and cross-border payouts through a single integration.
• dLocal for Platforms: Support multi-party payment flows for platforms, including the ability to onboard users and accept, send, and split funds between multiple users in high-growth markets.
• Defense Suite and Invoice Collection: Tools for real-time monitoring, chargeback management, dispute resolution, and local-currency invoice payments designed to address local regulations and currency fluctuations.

Available on Web (merchant dashboard) and via API (developer docs, Postman collection, and API status page).

This product targets B2B teams at global enterprises and platforms expanding into emerging markets.

It is notable for its scale and coverage across 40+ countries and 900+ local payment methods, including African markets such as Nigeria, Kenya, South Africa, Egypt, Ghana, Tanzania, Uganda, Rwanda, Senegal, Morocco, Cameroon, and Ivory Coast, plus additional coverage across the Middle East, Asia, and Latin America. The company reports $25.6 billion in processed payments in 2024, serves 700+ merchants, and is Nasdaq-listed (DLO).