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A CBN-licensed digital banking platform for individuals and SMEs in Nigeria to borrow, save, transfer money, pay bills, and manage business payments.

Aella is a CBN-licensed digital banking platform for individuals and small businesses in Nigeria that provides loans, savings, payments, and money management in a mobile-first experience.
Key capabilities include:
Available on Web, Android, and iOS.
Target users include underbanked individuals and SMEs that need faster access to credit, fee-free savings, and digital payments in Nigeria.
Notable in the Nigerian market context, the service operates as a microfinance bank with NDIC-insured deposits and Central Bank regulation, and it supports both consumer banking and merchant payment workflows through a single platform.
As of May 11, 2026, Aella is rated 4.7 on the App Store from 87 reviews.
DD Dave found 1 key person at Aella, including 1 Founder. See how we get product data
DD Dave found 6 articles about Aella, from Oct 2017 to Apr 2024. See how we get product data
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DD Dave found that Aella has raised $12.3M across 3 rounds, backed by 8 investors. Their latest round was a Seed in Oct 2017. See how we get product data