Aella
A CBN-licensed digital banking platform for individuals and SMEs in Nigeria to borrow, save, transfer money, pay bills, and manage business payments.
Aella Product Overview
Is Aella Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian individuals
- Nigerian SMEs
What It Does Well
- CBN-licensed banking
- Loans in-app
Things to Check
- Loan terms and limits
- Card fees and limits
About Aella
Aella is a CBN-licensed digital banking platform for individuals and small businesses in Nigeria that provides loans, savings, payments, and money management in a mobile-first experience.
Key capabilities include:
- Quick personal and business loans accessed from the app, including non-collateralized options with amounts from ₦2,000 to ₦1,500,000 and 61 to 365 day tenors (interest varies by loan).
- Savings and vault accounts designed for everyday saving, including zero maintenance fees and high-yield savings options.
- Payments and transfers to support day-to-day money movement, including bill payments and transfers to Nigerian bank accounts.
- Business banking tools such as payments and collections, plus merchant support and fintech-as-a-service offerings.
Available on Web, Android, and iOS.
Target users include underbanked individuals and SMEs that need faster access to credit, fee-free savings, and digital payments in Nigeria.
Notable in the Nigerian market context, the service operates as a microfinance bank with NDIC-insured deposits and Central Bank regulation, and it supports both consumer banking and merchant payment workflows through a single platform.
Aella Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataAs of Sep 28, 2026, Aella is rated 4.6 on the App Store from 181 reviews and 5.0 on Google Play from 10 reviews with 1K+ installs.
Recent Reviews for Aella
Reviews reflect each reviewer's opinion. Companies cannot pay to alter or remove reviews. A verified review includes proof that Liners checked to an extent. Learn how reviews workNo reviews yet. Be the first to review this product.
Aella Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataAella has raised $2.3M across 4 recorded funding events. The latest was Debt Financing in Feb 2020.
- Total Raised:
- $2.3M
- Latest Round:
- Debt Financing
Aella Investors & Funding Rounds
Sign in to view Aella's complete funding timeline
See every funding event, investor, date, and source link
Aella Founders & Leadership Team
Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. How we source dataLatest Aella News & Updates
Liners collects product news from official company updates and trusted publications. We refresh coverage as new articles are published. How we source dataSign in to see all 6 articles
Get full access to the latest news and updates
Frequently Asked Questions About Aella
Aella is a mobile banking app offering loans, savings, bill payments, money transfers, and micro-insurance. You download the app, create an account, update your profile, check eligibility for services like loans, and access funds or features instantly.
Aella operates in Nigeria.
Download the Aella app from Google Play or App Store, create your account, and update your profile. No cost is involved, and you only need basic information like BVN.
Yes, Aella has mobile apps for Android on Google Play and iOS on the App Store.
Aella is best suited for individuals in Nigeria seeking quick loans, savings, bill payments, and basic financial services.
Is Aella Your Product?
Claim this listing to keep its information fresh and reply to reviews.
Breet — Crypto & Stablecoins Payment API for African Businesses 
Promptmonitor
Promptmonitor — Track, measure, and improve how AI recommends your brand.