What is Carbon and how does it work?

Carbon is a digital banking and lending platform that allows users to access instant loans, savings products, payments, and financial management tools through a mobile app. Users can create an account, manage their money, apply for loans, save funds, and make payments directly from the app.

How much does Carbon cost?

Creating a Carbon account is free. However, fees or interest may apply depending on the service used, such as loans, savings plans, or payment transactions. Loan interest rates vary depending on the loan amount and repayment period.

What countries does Carbon operate in?

Carbon primarily operates in Nigeria, where it is licensed as a microfinance bank.

How do I sign up for Carbon?

To sign up, download the Carbon mobile app from the Google Play Store or Apple App Store, create an account with your personal details, and complete identity verification. Once registered, you can access banking, payments, loans, and savings services in the app.

Does Carbon have a mobile app?

Yes, Carbon is available on iOS and Android.

Who is Carbon best suited for?

Carbon is best suited for Nigerians who want a simple mobile-based digital bank that offers quick access to credit, savings, everyday banking and payment features.

How do I contact Carbon support?

You can contact Carbon support by emailing support@getcarbon.co or calling 02013301808 for help with your account questions.

Does Carbon have a plan for teams or businesses?

Yes, Carbon offers a Carbon Business plan that provides businesses with banking, credit and financial tools in one account to help them manage and grow

Carbon: Overview, Features, Pricing & Funding

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Carbon is a digital financial services app for people in Nigeria who want quick access to credit, savings products, and everyday banking features from a mobile phone.

Key capabilities include:

Instant personal loans with no collateral or guarantors, offering ₦2,500 to ₦1,000,000 with repayment terms of 61 days to 12 months and monthly interest rates of 4.5% to 30% (maximum APR 195%). Loan access and pricing can improve with on-time repayments and app activity.
Buy Now Pay Later (Carbon Zero) that lets users split purchases into 4 installments at 0% interest, with a 5% one-time processing fee.
Savings and investment-style plans that advertise earnings up to 20% on a 12-month fixed Cash Vault plan (₦50,000 minimum), plus savings options listed in-app such as Carbon Savings and .

Title	Location	Posted
Manager, Label Strategist (Regulatory Affairs)	Maidenhead, England, United Kingdom	May 3, 2026
Manufacturing Engineering Technical Support Engineer	Chester, England, United Kingdom	May 2, 2026
Senior Scientist	Slough, England, United Kingdom	May 2, 2026
Production Operative	England, United Kingdom	May 1, 2026
Global Access Strategy Manager	Slough, England, United Kingdom	Apr 30, 2026

Carbon

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Frequently Asked Questions About Carbon

What is Carbon and how does it work?

How much does Carbon cost?

What countries does Carbon operate in?

How do I sign up for Carbon?

Does Carbon have a mobile app?

Who is Carbon best suited for?

How do I contact Carbon support?

Does Carbon have a plan for teams or businesses?

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