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An embedded lending platform that helps banks, merchants, fintechs, and telcos offer microloans, BNPL, and overdrafts to underbanked customers via API.
Migo is an embedded lending platform for banks, merchants, fintechs, and telecommunications companies that want to offer credit to consumers and small businesses through their own apps and services.
Key capabilities include:
Available via API and Web.
It fits a B2B2C model, serving financial institutions and digital platforms that want to launch branded credit products for their end customers.
In Nigeria, it is positioned for fast, collateral-free credit access while partners keep the customer relationship and Migo provides the lending automation backend. The company also operates in Brazil and reports partnerships in Nigeria that include MTN, Interswitch, 9mobile, Flutterwave, Bank of Industry, and Fidelity Bank Plc.
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DD Dave found that Migo has raised $20M across 2 rounds, backed by 4 investors. Their latest round was a M&A in Jun 2025. See how we get product data
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