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A data-driven digital lending platform for banks, MFIs, fintechs, and marketplaces, offering credit scoring, core banking, CRM, analytics, and APIs for embedded lending.
Rubyx is a data-driven cloud platform for financial institutions and digital platforms that need to build, launch, and operate digital lending products for MSMEs and end customers.
Key capabilities include:
Available on Web and via APIs.
Target users include banks, MFIs, fintechs, wholesalers, and digital marketplaces that lend to MSMEs or embed credit into merchant and consumer experiences.
Notable context: Rubyx reports operating across multiple African markets including Senegal, Côte d’Ivoire, Burkina Faso, Nigeria, Ghana, Cameroon, Madagascar, Tunisia, and Kenya, and publishes performance indicators such as 70k+ loans disbursed, 8.4M end customers scored daily, €125M disbursed, and 0.55% default (NPL > 90 days).
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