A BNPL platform in Nigeria that lets merchants offer customers instalment payments up to 12 months with a 25% deposit, plus verification and repayment tracking.

Klump Product Overview

Is Klump Right for You?

Liners prepares and updates these highlights as product information changes. Editorial standards

Best For

  • Nigerian merchants
  • Online checkout teams

What It Does Well

  • 25% deposit checkout
  • Up to 12 months plans

Things to Check

  • Eligible product categories
  • Buyer approval rules

About Klump

Screenshot of Klump website

Klump is a buy now, pay later (BNPL) platform for Nigerian merchants and their customers, enabling purchases to be split into instalments for up to 12 months after an initial 25% deposit.

Key capabilities include:

  • Pay-in-instalments checkout: customers select “Pay with Klump”, complete a quick verification, pay 25% upfront, then repay the balance over a chosen schedule (up to 12 months).
  • Merchant tooling: a merchant login provides access to manage transactions, customers, and Klump Access links used to attach instalment payments to checkout.
  • Ecommerce and developer integration: supports a WooCommerce plugin for WordPress setup (with API keys and webhooks) and developer resources for integrating instalment payments into custom flows.
  • Product suite options: includes Klump Access (checkout attachment), Klump Commerce (hosted store experience), a mobile app merchant directory, and Klump Amplify for transparent bank financing.

Available on Web, Android (mobile app), API integrations, and WordPress (WooCommerce plugin).

Target audience: B2B2C, merchants (retail, gadgets, education, and service providers) that want to offer instalment payments to customers at checkout.

Notable in Nigeria for its merchant network and multiple integration paths, with featured merchants spanning ecommerce and education (for example Maybrands, GigaLayer, and Edves).

Klump Facts

Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source data
Operates In
Social Links
African alternative to
Pricing & Fees
Variable pricingPricing varies: "2 - 4%" from customers on reducing balance, and "5%" per transaction for merchants.

As of Sep 28, 2026, Klump is rated 2.5 on Google Play from 27 reviews with 10K+ installs.

Recent Reviews for Klump

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3.5
Great · 2 reviews
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How is the score calculated?

Every product starts at a 3.5-star baseline worth 7 reviews. Each approved review pulls the score toward the real average, so a product with one 5-star review shows about 3.7.

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B
Babagana03

NG · 2 reviews

Jun 4, 2026

Merchants also benefit because buyers like me are more willing to commit. If you're in Nigeria and want a flexible, honest instalment plan, Klump is the way to go.

J
Jamilaharuna

NG · 4 reviews

May 31, 2026

I never believed it until I tried and to be honest it really works. Thank you soo much for your services

Klump Funding History

Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source data

Klump has raised $780K across 1 recorded funding event. The latest was Seed in Mar 2022.

Total Raised:
$780K
Latest Round:
Seed

Klump Founders & Leadership Team

Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. How we source data
CO

Latest Klump News & Updates

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Frequently Asked Questions About Klump

Klump is a platform that helps users track and manage their spending habits by linking bank accounts and categorizing transactions automatically. It works by analyzing your financial data in real-time, providing insights, budgets, and alerts through a web dashboard. You connect your accounts securely via bank APIs, and the AI handles categorization and visualizations.

Klump offers a free basic plan with limited tracking features. Paid plans start at $4.99 per month for premium features like advanced analytics and unlimited accounts, or $49.99 per year for annual savings. Prices may vary by region; check the website for current details.

Klump operates in the United States, Canada, United Kingdom, Australia, and most European Union countries. It supports banks in these regions through direct integrations. Availability depends on your bank's compatibility.

Visit www.useklump.com and click 'Sign Up' or 'Get Started'. Enter your email, create a password, and verify your account via email. Then link your bank accounts to begin tracking.

Yes, Klump is available on Android. Get Klump on Google Play for Android.

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