Klump
A BNPL platform in Nigeria that lets merchants offer customers instalment payments up to 12 months with a 25% deposit, plus verification and repayment tracking.
Is Klump right for you?
Best for
- Nigerian online merchants
- Retailers selling big-ticket items
- Businesses using payment links
- Stores offering instalments
- Merchants needing buyer checks
What it does well
- 25% deposit checkout
- Up to 12-month plans
- Buyer verification
- Repayment tracking
- Payment links
Things to check
- Eligible customer criteria
- Deposit and term options
- Merchant fees structure
- Refunds and cancellations
- Settlement timing
Klump is a buy now, pay later (BNPL) platform for Nigerian merchants and their customers, enabling purchases to be split into instalments for up to 12 months after an initial 25% deposit.
Key capabilities include:
- Pay-in-instalments checkout: customers select “Pay with Klump”, complete a quick verification, pay 25% upfront, then repay the balance over a chosen schedule (up to 12 months).
- Merchant tooling: a merchant login provides access to manage transactions, customers, and Klump Access links used to attach instalment payments to checkout.
- Ecommerce and developer integration: supports a WooCommerce plugin for WordPress setup (with API keys and webhooks) and developer resources for integrating instalment payments into custom flows.
- Product suite options: includes Klump Access (checkout attachment), Klump Commerce (hosted store experience), a mobile app merchant directory, and Klump Amplify for transparent bank financing.
Available on Web, Android (mobile app), API integrations, and WordPress (WooCommerce plugin).
Target audience: B2B2C, merchants (retail, gadgets, education, and service providers) that want to offer instalment payments to customers at checkout.
Notable in Nigeria for its merchant network and multiple integration paths, with featured merchants spanning ecommerce and education (for example Maybrands, GigaLayer, and Edves).
As of Jun 22, 2026, Klump is rated 2.3 on Google Play from 21 reviews with 10K+ installs.
Frequently Asked Questions About Klump
Recent Reviews for Klump
NG · 2 reviews
Jun 4, 2026
Merchants also benefit because buyers like me are more willing to commit. If you're in Nigeria and want a flexible, honest instalment plan, Klump is the way to go.
NG · 4 reviews
May 31, 2026
I never believed it until I tried and to be honest it really works. Thank you soo much for your services
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