Klump
A BNPL platform in Nigeria that lets merchants offer customers instalment payments up to 12 months with a 25% deposit, plus verification and repayment tracking.
Klump Product Overview
Is Klump Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian merchants
- Online checkout teams
What It Does Well
- 25% deposit checkout
- Up to 12 months plans
Things to Check
- Eligible product categories
- Buyer approval rules
About Klump

Klump is a buy now, pay later (BNPL) platform for Nigerian merchants and their customers, enabling purchases to be split into instalments for up to 12 months after an initial 25% deposit.
Key capabilities include:
- Pay-in-instalments checkout: customers select “Pay with Klump”, complete a quick verification, pay 25% upfront, then repay the balance over a chosen schedule (up to 12 months).
- Merchant tooling: a merchant login provides access to manage transactions, customers, and Klump Access links used to attach instalment payments to checkout.
- Ecommerce and developer integration: supports a WooCommerce plugin for WordPress setup (with API keys and webhooks) and developer resources for integrating instalment payments into custom flows.
- Product suite options: includes Klump Access (checkout attachment), Klump Commerce (hosted store experience), a mobile app merchant directory, and Klump Amplify for transparent bank financing.
Available on Web, Android (mobile app), API integrations, and WordPress (WooCommerce plugin).
Target audience: B2B2C, merchants (retail, gadgets, education, and service providers) that want to offer instalment payments to customers at checkout.
Notable in Nigeria for its merchant network and multiple integration paths, with featured merchants spanning ecommerce and education (for example Maybrands, GigaLayer, and Edves).
Klump Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataAs of Sep 28, 2026, Klump is rated 2.5 on Google Play from 27 reviews with 10K+ installs.
Recent Reviews for Klump
Reviews reflect each reviewer's opinion. Companies cannot pay to alter or remove reviews. A verified review includes proof that Liners checked to an extent. Learn how reviews workHow is the score calculated?
Every product starts at a 3.5-star baseline worth 7 reviews. Each approved review pulls the score toward the real average, so a product with one 5-star review shows about 3.7.
Learn how reviews workNG · 2 reviews
Jun 4, 2026
Merchants also benefit because buyers like me are more willing to commit. If you're in Nigeria and want a flexible, honest instalment plan, Klump is the way to go.
NG · 4 reviews
May 31, 2026
I never believed it until I tried and to be honest it really works. Thank you soo much for your services
Klump Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataKlump has raised $780K across 1 recorded funding event. The latest was Seed in Mar 2022.
- Total Raised:
- $780K
- Latest Round:
- Seed
Klump Investors & Funding Rounds
Klump Founders & Leadership Team
Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. How we source dataLatest Klump News & Updates
Liners collects product news from official company updates and trusted publications. We refresh coverage as new articles are published. How we source dataFrequently Asked Questions About Klump
Klump is a platform that helps users track and manage their spending habits by linking bank accounts and categorizing transactions automatically. It works by analyzing your financial data in real-time, providing insights, budgets, and alerts through a web dashboard. You connect your accounts securely via bank APIs, and the AI handles categorization and visualizations.
Klump offers a free basic plan with limited tracking features. Paid plans start at $4.99 per month for premium features like advanced analytics and unlimited accounts, or $49.99 per year for annual savings. Prices may vary by region; check the website for current details.
Klump operates in the United States, Canada, United Kingdom, Australia, and most European Union countries. It supports banks in these regions through direct integrations. Availability depends on your bank's compatibility.
Visit www.useklump.com and click 'Sign Up' or 'Get Started'. Enter your email, create a password, and verify your account via email. Then link your bank accounts to begin tracking.
Yes, Klump is available on Android. Get Klump on Google Play for Android.
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