Zedvance
A Nigerian digital finance platform offering a wallet, instant loans, personal and business accounts, transfers, and bill payments for individuals and SMEs.
Zedvance Product Overview
Is Zedvance Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian individuals
- Nigerian SMEs
What It Does Well
- Instant loans
- Digital wallet payments
Things to Check
- Loan limits
- Repayment terms
About Zedvance
Zedvance is a digital financial services platform in Nigeria that provides a digital wallet, instant loans, and banking-style features for individuals and businesses.
Key capabilities include:
- Personal and business accounts for managing funds, with instant bank transfers and everyday transactions
- Loans and credit products such as quick loans, private payroll loans, and public payroll loans for salary earners and households
- Business financing and tools including business loans and payment tools designed for SMEs
- Liquidity solutions for e-commerce and trade value chains delivered through partnerships to support working-capital needs
Available on Web (via business.zedvance.com), iOS, and Android.
It serves salary earners, self-employed individuals, households, SMEs, and businesses operating across retail, e-commerce, and trade value chains in Nigeria.
Notable in the Nigerian market, Zedvance Finance Limited is licensed by the Central Bank of Nigeria and has reported servicing 500k+ customers, processing 2.4M+ loan transactions, and disbursing ₦38B+ to ₦40B+ in loans within the last 12 to 18 months, reflecting significant scale in digital credit since its 2014 launch.
Zedvance Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataAs of Oct 5, 2026, Zedvance is rated 3.6 on the App Store from 189 reviews and 3.7 on Google Play from 1.5K reviews with 100K+ installs.
Recent Reviews for Zedvance
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Zedvance Founders & Leadership Team
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Latest Zedvance News & Updates
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Frequently Asked Questions About Zedvance
Zedvance is a Nigerian financial services company that provides personal and business loans, digital wallets, and banking services. You can access instant loans, open bank accounts, make bill payments, and transfer money through their mobile app or website.
Zedvance's costs are based on the loan amount, repayment term, and an interest rate that typically ranges from about 3%–20% monthly (or varies by product and risk profile), so the exact cost is determined during application.
Zedvance primarily operates in Nigeria. While the company has stated ambitions to expand across Africa, it currently serves customers in Nigeria.
You can sign up for Zedvance by visiting the official website and selecting “Apply Now,” or by downloading the MoneyPal (Zedvance loan app) or applying via WhatsApp with their official loan channel.
Yes, Zedvance has mobile apps available on both Android (Google Play) and iOS (App Store) called Zedvance: Loans & Bills, allowing you to access loans and financial services directly from your phone.
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