What is Zedvance and how does it work?

Zedvance is a Nigerian financial services company that provides personal and business loans, digital wallets, and banking services. You can access instant loans, open bank accounts, make bill payments, and transfer money through their mobile app or website.

How much does Zedvance cost?

Zedvance's costs are based on the loan amount, repayment term, and an interest rate that typically ranges from about 3%–20% monthly (or varies by product and risk profile), so the exact cost is determined during application.

What countries does Zedvance operate in?

Zedvance primarily operates in Nigeria. While the company has stated ambitions to expand across Africa, it currently serves customers in Nigeria.

How do I sign up for Zedvance?

You can sign up for Zedvance by visiting the official website and selecting “Apply Now,” or by downloading the MoneyPal (Zedvance loan app) or applying via WhatsApp with their official loan channel.

Does Zedvance have a mobile app?

Yes, Zedvance has mobile apps available on both Android (Google Play) and iOS (App Store) called Zedvance: Loans & Bills, allowing you to access loans and financial services directly from your phone.

Who is Zedvance best suited for?

Zedvance is suited for individuals seeking personal or salary-backed loans and small to medium-sized businesses needing working capital, invoice financing, equipment financing, or trade finance solutions.

How do I contact Zedvance support?

You can contact Zedvance support by calling their customer care line at 0701001000, or by using their support/help channels within the Zedvance app or website.

Does Zedvance have a plan for teams or businesses?

Yes, Zedvance offers business solutions through its BusinessPlus offering, which includes business accounts, SME loans, business bill payments, and payment tools like POS and payment links. They also provide commercial financing solutions for larger enterprises.

Zedvance

🇳🇬 Nigeria

A Nigerian digital finance platform offering a wallet, instant loans, personal and business accounts, transfers, and bill payments for individuals and SMEs.

Use it on:Web Android· 3.8 iOS· 3.5

Is Zedvance right for you?

Best for

Nigerian individuals
Nigerian SMEs
Everyday bill payers
Salary earners
Small business owners

What it does well

Instant loans
Digital wallet payments
Personal and business accounts
Transfers
Bill payments

Things to check

Loan limits
Repayment terms
Payroll setup details
Business account requirements
Supported billers

Zedvance is a digital financial services platform in Nigeria that provides a digital wallet, instant loans, and banking-style features for individuals and businesses.

Key capabilities include:

Personal and business accounts for managing funds, with instant bank transfers and everyday transactions
Loans and credit products such as quick loans, private payroll loans, and public payroll loans for salary earners and households
Business financing and tools including business loans and payment tools designed for SMEs
Liquidity solutions for e-commerce and trade value chains delivered through partnerships to support working-capital needs

Available on Web (via business.zedvance.com), iOS, and Android.

It serves salary earners, self-employed individuals, households, SMEs, and businesses operating across retail, e-commerce, and trade value chains in Nigeria.

Notable in the Nigerian market, Zedvance Finance Limited is licensed by the Central Bank of Nigeria and has reported servicing 500k+ customers, processing 2.4M+ loan transactions, and disbursing ₦38B+ to ₦40B+ in loans within the last 12 to 18 months, reflecting significant scale in digital credit since its 2014 launch.

As of Jun 22, 2026, Zedvance is rated 3.5 on the App Store from 176 reviews and 3.8 on Google Play from 1.2K reviews with 100K+ installs.

Phone:+234 700 100 1000

Social Links:

Categories:

Fintech

Features & Business Model:

b2b2c lending payroll