What is Rank and how does it work?

Rank is a financial services platform that lets you save, spend, send money, and borrow for needs like rent or business working capital. It works through a mobile app where you can set savings goals with interest up to 19% per year, use flexible savings plans like Flex for everyday needs, and access loans for individuals or businesses.

How do I sign up for Rank?

Download the Rank app from the Google Play Store or Apple App Store, then sign up with your details including BVN for verification.

Does Rank have a mobile app?

Yes, Rank has a mobile app called Rank available on iOS and Android.

Who is Rank best suited for?

Rank is best suited for individuals saving for goals like rent or travel, frequent savers, and small business owners or entrepreneurs needing working capital loans.

How do I contact Rank support?

Contact Rank support through the app, email, text, or social media direct messages.

Does Rank have a plan for teams or businesses?

Yes, Rank offers working capital loans and services for businesses and SMEs that have been operating for at least six months.

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Rank: Funding, Reviews & Alternatives (2026) – Liners

Rank

🇳🇬 Nigeria

A community money app for Nigerians to save in circles, earn interest, send instant transfers, and pay bills, with CBN-regulated banking and NDIC insurance.

Available on:AndroidiOS

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Rank (formerly Moni) is a community-powered money app for individuals in Nigeria who want to save, spend, pay bills, and access credit through group savings circles.

Key capabilities include:

Tribe (Circles): Digitizes traditional group savings with fixed 6, 10, or 12-month cycles, designed to avoid chasing friends or waiting for slots to fill, and includes access to zero-interest loans.
Savings options: Multiple ways to save based on goal and withdrawal needs, including Reserve (locked savings), Flex (save and withdraw anytime), Goals, and Premium (higher rates with priority support).
Spend and Pay: Instant transfers to other people and bill payments in one place, including electricity, cable, and internet.
Security and support: through Rank Microfinance Bank, deposits, , , bank-grade encryption, and fraud protection and in-app customer support.