VBank

VBank is a digital banking platform that provides individuals and businesses with tools to manage money, make payments, and access financial services entirely online without visiting a physical branch.

Key capabilities include:

• Instant transfers and payments to send and receive money across bank accounts quickly, including interbank transfers and peer-to-peer payments.
• Bill payments and airtime purchases for utilities, subscriptions, and mobile services directly within the app.
• Savings and investment features that allow users to set savings goals, automate deposits, and access curated investment options.
• Card management (virtual and physical cards) for secure online and offline transactions, with controls for spending and security.
• Business banking tools (V Biz) to help businesses manage accounts, track transactions, and handle payments efficiently.

Available on Web, Android, and iOS.

It targets B2C users (individuals) for everyday banking, as well as businesses (SMEs and enterprises) through its business banking services.

Notable context: VBank is operated by VFD Microfinance Bank in Nigeria and is part of the growing ecosystem of digital-first banks offering accessible, branchless financial services across the country.