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A fintech platform for Nigerians that digitizes rotating group savings (ajo/esusu/adashe), thrift contributions, and personal savings, with wallet payments and virtual USD/NGN cards.
AjoMoney is a Nigerian fintech platform that digitizes traditional rotating savings and credit groups (Ajo, Esusu, Adashe) for underserved individuals, SMEs, and corporate employees who want structured savings and access to zero-interest micro-credit.
Key capabilities include:
Available on mobile app** (only on android), with a Partners API plus dedicated platforms for mobile agents, cooperatives, and business partners.
It targets Nigerians (services are only available to Nigerians), including unbanked and underbanked consumers, MSMEs, corporate workers, field agents, cooperatives, businesses, and developers building savings and credit products.
Notable in the Nigerian market context, it formalises community-based savings into digital workflows and is delivered via AjoPay Financial Technology Limited (RC: 1780015) and AjoPay Multipurpose Cooperative Society Limited, with investment and banking-related products offered through affiliates and licensed third-party partnerships.
As of May 11, 2026, AjoMoney is rated 3.7 on Google Play from 222 reviews with 10K+ installs.
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DD Dave found 2 funding rounds for AjoMoney. Their latest was a Merger / Acquisition in Nov 2025. See how we get product data
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