Question 1

What is Terarchy and how does it work?

Accepted Answer

Terarchy is a web-based, blockchain-powered invoice financing platform that helps African suppliers turn verified unpaid invoices into working capital by connecting them with capital providers. Suppliers upload eligible invoices, go through a verification process for the supplier, buyer, invoice, and payment rights, then capital providers review these verified opportunities, fund receivables, and track settlement through the platform.

Question 2

What countries does Terarchy operate in?

Accepted Answer

Terarchy focuses on African businesses with a primary emphasis on Nigeria, where it is headquartered in Lagos. Nigeria is the only clearly documented market, within a broader African focus.

Question 3

How do I sign up for Terarchy?

Accepted Answer

You can start by visiting the Terarchy website and following the prompts to submit your details and invoices for verification if you are a supplier, or to request access to review opportunities if you are a capital provider. Specific sign-up steps or a dedicated onboarding page are not detailed, so you may need to reach out directly for access.

Question 4

Does Terarchy have a mobile app?

Accepted Answer

Terarchy is available as a web-based platform, and Android and iOS mobile apps are listed as coming soon but are not yet available. There is no confirmed native desktop app.

Question 5

Who is Terarchy best suited for?

Accepted Answer

Terarchy is best suited for African SMEs and enterprises that need to unlock cash flow from unpaid invoices, as well as institutional and individual capital providers looking to fund verified receivables as a supply chain finance asset class. Buyers participate in the ecosystem for invoice verification and settlement but are not the primary user segment.

Question 6

How do I contact Terarchy support?

Accepted Answer

You can contact Terarchy support by emailing support@terarchy.com. Additional contact options may be available through the website’s contact or inquiry sections.

Question 7

Does Terarchy have a plan for teams or businesses?

Accepted Answer

Yes, Terarchy is designed for business use, particularly teams at SMEs and enterprises managing receivables and working capital, as well as institutional investors and financiers reviewing and funding portfolios of invoices. The platform supports multi-invoice workflows and portfolio tracking suitable for business and team contexts.

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