Discover Products, Get Discovered.
Individuals find the right products. Businesses reach the right audience. One platform, free for both.
Individuals find the right products. Businesses reach the right audience. One platform, free for both.
Payment gateways are the connective tissue of African commerce, helping businesses accept card, bank transfer, wallet, and mobile money payments through a single checkout or in-person flow. Whether you run an online store, a delivery app, or a subscription service, a gateway bridges customers and acquiring rails while handling authorisation, capture, settlement, and often reconciliation. Providers like Paystack and Flutterwave have made it easier to launch across multiple markets, while local infrastructure continues to deepen around mobile money and instant transfers.
When choosing a gateway, people typically weigh coverage first, which payment methods and countries are supported, and how reliable success rates are during peak traffic. Next come integration options, including APIs, plugins, hosted checkout, and terminals, plus tooling like Payment Links and Invoicing. Pricing and settlement speed matter, as do chargeback handling, fraud controls, reporting, and the ability to collect or pay out across borders with Multi-currency support.
Liners curates payment gateway products with hands-on, subject-matter review, focusing on real merchant onboarding, supported rails, and the practical details that affect day-to-day operations. Use this page to compare gateways by feature fit, geography, and business model, then explore adjacent spaces like Fintech, Quick Commerce, and vertical needs in Gaming including Betting & Prediction Markets and Media & Entertainment.
A payment gateway is the technology layer that securely transmits payment information between a customer, merchant, and payment processor. When a customer pays on your website or app, the gateway encrypts the transaction data, routes it for authorisation, and returns a confirmation. It is the digital equivalent of a point-of-sale terminal.
Most payment gateways provide APIs, SDKs, and pre-built plugins for popular platforms like WordPress, Shopify, and custom applications. Integration typically involves creating an account, obtaining API keys, and implementing the checkout flow using the provider documentation. Many gateways offer sandbox environments for testing before going live.
A payment gateway handles the secure transmission of payment data and the customer-facing checkout experience. A payment processor handles the actual movement of funds between banks. Many African fintech companies combine both functions into a single product, but some specialise in one or the other. This directory clarifies what each product offers.
Several payment gateways listed in this directory support mobile money across multiple African countries. Coverage varies by provider, with some supporting M-Pesa in East Africa, MTN Mobile Money in West Africa, and others offering pan-African mobile money acceptance. Check each listing for supported mobile money networks and countries.
Consider the payment methods your customers prefer, the countries you operate in, integration complexity, transaction fees, and settlement speed. Look for gateways with good developer documentation, reliable uptime, and responsive support. User reviews on this directory provide real-world insights into reliability and developer experience.
Sign in to continue
Create a free account to browse the full directory and unlock every listing.
Can't find what you need?
Tell us what is missing or submit it for review.
Pouchers