StableFlow
A web payments tool for Nigerian merchants to accept USDT or USDC via QR code or payment links and get instant naira settlement to bank accounts.

Is StableFlow right for you?
Best for
- Nigerian online merchants
- Naira bank settlements
- Crypto-paying customers
- QR code checkout
- Payment link sellers
What it does well
- Accepts USDT payments
- Accepts USDC payments
- Instant naira bank payouts
- QR code payments
- Payment link checkout
Things to check
- Supported Nigerian banks
- Settlement speed details
- Payout fees and limits
- Refund handling flow
- QR link branding options
StableFlow is a web-based stablecoin payment acceptance tool for Nigerian businesses that want to take USDT or USDC from customers and receive naira payouts to a bank account.
Key capabilities include:
- One static QR code for every payment, suitable for in-store checkout, so cashiers can enter the amount and customers can pay without generating new codes each time.
- Payment links for remote or online collection, useful for taking stablecoin payments from customers outside the physical store.
- Automatic conversion and instant naira settlement, so stablecoin payments convert and settle in NGN without manual off-ramping or waiting.
- Real-time rate conversion (NGN to USDC) and 0.1% cashback per transaction, credited to the merchant account.
Available on Web.
Built for merchants and everyday Nigerian businesses that want to accept stablecoin payments at checkout or online while settling in spendable naira.
Notable in Nigeria’s payments landscape because it connects customers holding “digital dollars” to local merchants that need NGN settlement, and it includes a merchant discovery directory to find nearby businesses that accept stablecoin payments.
Frequently Asked Questions About StableFlow
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