StableFlow

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A web payments tool for Nigerian merchants to accept USDT or USDC via QR code or payment links and get instant naira settlement to bank accounts.

StableFlow Product Overview

Is StableFlow Right for You?

Liners prepares and updates these highlights as product information changes. Editorial standards

Best For

  • Nigerian online merchants
  • Naira payout businesses

What It Does Well

  • Accepts USDT and USDC
  • Instant naira bank payout

Things to Check

  • Supported Nigerian banks
  • Settlement speed details

About StableFlow

Screenshot of StableFlow website

StableFlow is a web-based stablecoin payment acceptance tool for Nigerian businesses that want to take USDT or USDC from customers and receive naira payouts to a bank account.

Key capabilities include:

  • One static QR code for every payment, suitable for in-store checkout, so cashiers can enter the amount and customers can pay without generating new codes each time.
  • Payment links for remote or online collection, useful for taking stablecoin payments from customers outside the physical store.
  • Automatic conversion and instant naira settlement, so stablecoin payments convert and settle in NGN without manual off-ramping or waiting.
  • Real-time rate conversion (NGN to USDC) and 0.1% cashback per transaction, credited to the merchant account.

Available on Web.

Built for merchants and everyday Nigerian businesses that want to accept stablecoin payments at checkout or online while settling in spendable naira.

Notable in Nigeria’s payments landscape because it connects customers holding “digital dollars” to local merchants that need NGN settlement, and it includes a merchant discovery directory to find nearby businesses that accept stablecoin payments.

StableFlow Facts

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Operates In
Social Links
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African alternative to
Pricing & Fees
Variable pricingStableFlow offers 0.1% cashback per transaction.

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Frequently Asked Questions About StableFlow

StableFlow is a payment platform that helps businesses, freelancers, and individuals accept stable coin payments and receive instant Naira payouts. The merchant enters the amount in Naira and shows a QR code. The customer pays in USDT or USDC. StableFlow processes the payment and settles the funds in Naira to the merchant’s bank account.

StableFlow's pricing is customized based on the settlement period, transaction volume, and risk profile, with fees ranging from 0.5% to 1.5% per settlement advanced.

StableFlow operates in Nigeria.

You can sign up by requesting access through the StableFlow website and providing details about your business volumes and settlement requirements.

No, StableFlow does not have a mobile app.

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