What is PiggyVest and how does it work?

PiggyVest is an online savings and investment platform that helps users save money through automated plans like Piggybank, SafeLock, Target Savings, Flex Naira, Flex Dollar, and HouseMoney, while earning interest rates from 6% to 35% per annum depending on the product. Users sign up via the app, fund their accounts, choose savings options with set durations or flexibility, and earn prorated interest paid monthly, upfront, or at maturity; early withdrawals may forfeit interest or incur fees.

How much does PiggyVest cost?

PiggyVest is completely free with no deposit fees or monthly fees. Users can start saving from as low as N50 daily, and interest earned varies by product.

How do I sign up for PiggyVest?

Download the PiggyVest app, sign up in minutes with your details, and fund your account to start saving. Existing users can log in directly.

Does PiggyVest have a mobile app?

Yes, PiggyVest is available on iOS and Android. You can download Piggyvest on the App Store for iPhone, or get it on Google Play for Android.

Who is PiggyVest best suited for?

PiggyVest is best suited for individuals looking to save consistently, earn interest on their money, and prepare for goals like rent or investments in Nigeria.

How do I contact PiggyVest support?

Contact PiggyVest support through the in-app self-help service or their responsive customer support team.

PiggyVest

🇳🇬 Nigeria

An online savings and investment platform for Nigerians that supports automated saving plans and access to investment opportunities, with strong security controls.

Use it on:Web Android· 4.6 iOS· 4.6

Is PiggyVest right for you?

Best for

Nigerian savers
Personal budgeting goals
People building saving habits
First-time investors
Hands-off saving plans

What it does well

Automated saving plans
In-app investments
Fast withdrawals
Savings discipline tools
Security controls

Things to check

Withdrawal limits rules
Break charges
Investment options range
Minimum savings amounts
Interest rate terms

PiggyVest is an online savings and investment platform for individuals in Nigeria who want to build financial discipline and grow their money through structured savings plans and curated investments.

Key capabilities include:

Automated and goal-based savings through multiple plan types, including PiggyBank for scheduled autosave, Target Savings for personal or group goals, and Safelock for locking funds and receiving interest upfront.
Flexible wallets for access and emergencies, including Flex Naira and Flex Dollar, designed for saving while keeping funds more accessible when needed.
Investment access via Investify, with entry from ₦5,000 into pre-vetted opportunities across areas such as fixed-income assets, real estate, agriculture, transportation, and commercial papers.
Security features designed to protect user data and transactions, including 256-bit SSL encryption and two-factor authentication, plus compliance references such as NDPR and regulatory oversight noted for Nigeria.

Available on Web, Android, and iOS.

Built for B2C users in Nigeria, especially individuals saving for short-term goals, emergency funds, or longer-term wealth building through low-entry investments.

Notable in the Nigerian fintech market for its large user base (over 6 million cited on its website) and for positioning savings around both discipline and flexibility, alongside explicit security controls for online saving and investing.

As of Jul 6, 2026, PiggyVest is rated 4.6 on the App Store from 6.9K reviews and 4.6 on Google Play from 98.4K reviews with 1M+ installs.

Phone:+234 700 9339 33933

Social Links:

Categories:

Fintech

Features & Business Model:

b2c investments savings wealth-management

Frequently Asked Questions About PiggyVest

Recent Reviews for PiggyVest

4.8

Excellent · 27 reviews

5-star

78%

4-star

22%

3-star

2-star

1-star

Leave a review

okoh uzoamaka

NG · 2 reviews

Jun 6, 2026

I like PiggyVest but I think they should also have a very strict feature that restrains people from withdrawing at will. The break charge is nothing.

Deborah

NG · 2 reviews

Jun 5, 2026

Piggyvest is a great app for savings and investment. It's been really helpful, I have been able to save without stress

ainapelumi369

NG · 6 reviews

Jun 4, 2026

Piggvest is highly recommended for anyone that wants to be good at savings. The features on the app helps and discipline me well to be better at saving I don't have any issues with them yet

omololapelumi03

NG · 2 reviews

Jun 4, 2026

The app is great and i don’t have any problems with them yet So I’ll recommend them always Thank you

Temilade Nimilo

NG · 2 reviews

Jun 4, 2026

The app is good, easy to save money, the interest rate is top notch and the withdrawal process is fast

View all PiggyVest reviews (27)

DD Dave found that PiggyVest has raised $4.2M across 4 rounds, backed by 5 investors. Their latest round was a Venture (Round not Specified) in Feb 2024. See how we get product data