What is MinieMoney and how does it work?

MinieMoney is a family finance app that helps parents teach children and teenagers about money management through saving, earning, spending, and financial education. Parents set up accounts for their kids to receive money, save in interest-bearing wallets like Kolosave (up to 6% annually), earn rewards for tasks via EarnIT, make purchases with debit cards or in-app payments, and learn via gamified lessons, quizzes, and budgeting tools.

What countries does MinieMoney operate in?

MinieMoney operates in Nigeria and plans to expand to Ghana and Kenya.

Does MinieMoney have a mobile app?

Yes, MinieMoney is a mobile app available for families.

Who is MinieMoney best suited for?

MinieMoney is best suited for parents and families with children and teenagers, especially those wanting to build savings habits and financial literacy in kids as young as seven.

MinieMoney

🇳🇬 Nigeria

A family-focused money app for parents, kids, and teens to save, earn interest, gift savings, and invest in approved products for long-term goals.

Use it on:Web Android· 4.1 iOS· 4.8

Is MinieMoney right for you?

Best for

Nigerian families
Parents with kids
Teens learning money
Family goal saving
Gifting cash to kids

What it does well

Shared family money app
Savings with interest
Gifting savings
Long-term goal investing
Kids and teen accounts

Things to check

Approved investment options
Minimum age rules
Withdrawal access controls
Parent permissions
Pricing fit

MinieMoney is a mobile money app for families that helps parents, children, and teens save, invest, and plan long-term goals together in a connected financial ecosystem.

Key capabilities include:

Kids Account (ages 0–9) that parents or guardians fully manage, with full control and visibility to open savings, invest, and build education or future-focused funds on a child’s behalf
Savings and investments in approved investment, stocks, and bond products, designed for building wealth over time
KoloSave for saving and earning up to 9–10% annual interest/returns (as stated on the website), helping families and teens grow savings over time
Gift a Savings to send money toward a child’s or loved one’s savings goals

Available on Android and iOS (Google Play and App Store).

Built for B2C family use, including parents/guardians, children, and teens, with account options that match different stages (Kids, Teens, and Personal accounts).

Notable in the African market context, the app positions itself as backed by real businesses and focuses on family-first financial habits, combining savings, investing, and financial education in a single mobile experience. For support, contact support@miniemoney.com.

As of Jun 22, 2026, MinieMoney is rated 4.8 on the App Store from 4 reviews and 4.1 on Google Play from 81 reviews with 10K+ installs.

Social Links:

Categories:

Fintech

Features & Business Model:

b2c investments saas savings wealth-management