What is Miniemoney and how does it work?

Miniemoney is a family finance app that helps parents teach children and teenagers about money management through saving, earning, spending, and financial education. Parents set up accounts for their kids to receive money, save in interest-bearing wallets like Kolosave (up to 6% annually), earn rewards for tasks via EarnIT, make purchases with debit cards or in-app payments, and learn via gamified lessons, quizzes, and budgeting tools.

What countries does Miniemoney operate in?

Miniemoney operates in Nigeria and plans to expand to Ghana and Kenya.

Does Miniemoney have a mobile app?

Yes, Miniemoney is a mobile app available for families.

Who is Miniemoney best suited for?

Miniemoney is best suited for parents and families with children and teenagers, especially those wanting to build savings habits and financial literacy in kids as young as seven.

Miniemoney: Overview, Features, Pricing & Funding

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MinieMoney is a mobile money app for families that helps parents, children, and teens save, invest, and plan long-term goals together in a connected financial ecosystem.

Key capabilities include:

Kids Account (ages 0–9) that parents or guardians fully manage, with full control and visibility to open savings, invest, and build education or future-focused funds on a child’s behalf
Savings and investments in approved investment, stocks, and bond products, designed for building wealth over time
KoloSave for saving and earning up to 9–10% annual interest/returns (as stated on the website), helping families and teens grow savings over time
Gift a Savings to send money toward a child’s or loved one’s savings goals

Available on Android and iOS (Google Play and App Store).

Built for B2C family use, including parents/guardians, , and , with account options that match different stages (Kids, Teens, and Personal accounts).

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Frequently Asked Questions About Miniemoney

What is Miniemoney and how does it work?

What countries does Miniemoney operate in?

Does Miniemoney have a mobile app?

Who is Miniemoney best suited for?

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