Cowrywise
Liners checked this listing or its product relationship to a reasonable extent. Verification is not an endorsement or product test. How verification worksA Nigeria-focused fintech app that helps individuals save automatically and invest in SEC-licensed mutual funds and fixed-income products with goal tracking on web and mobile.
Cowrywise Product Overview
Is Cowrywise Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian personal finance
- Goal-based savers
What It Does Well
- Automatic savings
- Savings goal tracking
Things to Check
- Withdrawal wait time
- Cowry card reliability
About Cowrywise
Cowrywise is a SEC-licensed digital savings and investment platform for Nigerians who want to build consistent saving habits and invest in regulated products through web and mobile apps.
Key capabilities include:
- Automated savings plans with recurring deposits, designed for goal-based saving and consistency
- Mutual fund investing across curated options (including Naira and Dollar funds), with the fund manager disclosed on each fund’s profile page
- Fixed-income options such as treasury bills and bonds for users seeking lower-risk investment choices
- In-app tracking to monitor savings, investments, and returns in one place, supported by financial learning resources
Available on Web, Android, and iOS.
It primarily serves individual Nigerians, including young professionals, students, early savers, and small business owners who want low-minimum, app-based access to saving and investing.
Cowrywise is notable in Nigeria’s consumer fintech market for operating as a fund/portfolio manager licensed by the SEC of Nigeria (License #1940) and supporting regulated distribution via a SEC-licensed digital sub-broker (License #3005). It positions wealth management tools, such as recurring savings and mutual funds, in a format accessible to everyday mobile users.
Cowrywise Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataAs of Sep 28, 2026, Cowrywise is rated 4.6 on the App Store from 13.1K reviews and 4.7 on Google Play from 96.3K reviews with 1M+ installs.
Recent Reviews for Cowrywise
Reviews reflect each reviewer's opinion. Companies cannot pay to alter or remove reviews. A verified review includes proof that Liners checked to an extent. Learn how reviews workHow is the score calculated?
Every product starts at a 3.5-star baseline worth 7 reviews. Each approved review pulls the score toward the real average, so a product with one 5-star review shows about 3.7.
Learn how reviews work
NG · 1 review
Sep 3, 2026
It's a very good experience, keeps me disciplined on my savings
NG · 1 review
Sep 2, 2026
It's an easy app to use,with smooth interface and visually pleasing gui,and also good navigation too
Cowrywise Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataCowrywise has raised $3.3M across 5 recorded funding events. The latest was Seed in Jan 2021.
- Total Raised:
- $3.3M
- Latest Round:
- Seed
Cowrywise Investors & Funding Rounds
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Cowrywise Founders & Leadership Team
Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. How we source data
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Latest Cowrywise News & Updates
Liners collects product news from official company updates and trusted publications. We refresh coverage as new articles are published. How we source dataSign in to see all 16 articles
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Frequently Asked Questions About Cowrywise
Cowrywise is a Nigerian fintech app that helps users save and invest money. It offers multiple savings plans with varying lock periods and interest rates, mutual fund investments, a digital wallet called Stash for peer-to-peer transfers, and group savings circles with friends and family.
Cowrywise is free for locked savings plans. For Emergency plans and Naira mutual fund investments, there is a 1.5% processing fee capped at N2000 for debit card payments or N250 for bank transfers and Stash transfers.
Cowrywise operates in Nigeria.
You can sign up for Cowrywise by downloading the app or visiting their website, then registering with your name, email, phone number, and setting up a savings or investment plan in minutes
Yes, Cowrywise has a mobile app available on App Store and Google Play.
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