Breet — Crypto & Stablecoins Payment API for African Businesses 
100% match
Launch an online store fast and sell worldwide.
Paylo
Liners checked this listing or its product relationship to a reasonable extent. Verification is not an endorsement or product test. How verification worksA social commerce platform for Nigerian and African merchants to launch online storefronts, accept cards, bank transfer, USSD, mobile money, and crypto, and sell via web and apps.
Paylo Product Overview
Is Paylo Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian SMEs
- Social sellers
What It Does Well
- Quick storefront setup
- Store templates
Things to Check
- Crypto payment need
- Custom domain setup
About Paylo
Paylo is a social commerce and online storefront platform for Nigerian merchants and African entrepreneurs who want to sell products or services online with mobile-first store pages, integrated payments, and built-in discovery.
Key capabilities include:
- Storefront creation in minutes using templates and custom branding, with the option to use a custom domain or a free usepaylo.com/yourstore address.
- AI-powered discovery that helps shoppers find products through visual search (photo-based matching) and AI recommendations, designed to drive discovery without paid ads.
- Omnichannel selling from one setup, with a store that appears on web and mobile apps automatically, plus support for cross-border selling.
- Payments and operations from a phone, including cards, bank transfer, USSD, mobile money, and crypto (multi-currency support), along with a mobile dashboard for order management, inventory tracking (variants, categories, low-stock alerts), customer messaging, and analytics (revenue, best-sellers, customer behavior, growth metrics).
Available on Web, Android, and iOS, with API documentation for developers.
It targets SMEs, solo entrepreneurs, and growing merchants selling to consumers, with shopper features such as customer accounts, wishlists, and order tracking.
Paylo is notable for its focus on Nigerian commerce workflows and offline-to-online selling tools like NFC tap cards and QR/scannable codes, plus published reliability details including 99.9% uptime and 256-bit encryption with payments processed via PCI-compliant providers.
Paylo Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. Learn moreOperates In
African alternative to
Pricing & Fees
Variable pricingPricing varies by plan: Free (₦0) includes "5% platform fee on transactions" ("5% per transaction"); Pro (₦90,000) includes "2% platform fee on transactions" ("2% per transaction"); Business (₦150,000) includes "Zero platform fee" ("0% per transaction"); Enterprise: "Custom".
As of Sep 21, 2026, Paylo is rated 5.0 on the App Store from 3 reviews.
Recent Reviews for Paylo
Reviews reflect each reviewer's opinion. Companies cannot pay to alter or remove reviews. A verified review includes proof that Liners checked to an extent. Learn how reviews work3.8
Great · 2 reviews
5-star
100%
4-star
0%
3-star
0%
2-star
0%
1-star
0%
How is the score calculated?
Every product starts at a 3.5-star baseline worth 7 reviews. Each approved review pulls the score toward the real average, so a product with one 5-star review shows about 3.7.
Learn how reviews work
Stellah Onuegbu
NG · 1 review
Aug 14, 2026
I honestly didn’t expect it to be this easy. Everything is so straightforward, and I was able to get things set up and ready to go in such a short time. I love that I don’t have to jump through a million steps or spend ages trying to understand how everything works. It has made things so much easier for me and saves me a lot of time. Simple, fast, and genuinely convenient
P
Promqueen518
NG · 1 review
Aug 14, 2026
I've tried a few e-comms before, and this has to be the smoothest I have had so far. What surprised me about Paylo was how quickly I got a storefront up and running. I used one of their templates, added my branding, and had a store link ready within minutes. The option to start with a free store address and later connect a custom domain is also really good for small businesses. One thing I didn’t expect and liked so much is the AI product discovery feature. A few customers were able to find my products through visual search, which is something I usually associate with much bigger e-commerce platforms. Overall, Paylo isn't complicated, it's a practical tool built for small day to day businesses. I’d genuinely recommend it to anyone looking for a simple but capable online store solution.
Compare Paylo With Similar Products
Frequently Asked Questions About Paylo
Paylo is a social commerce and online storefront platform for Nigerian and African merchants that lets you create a mobile‑first store, showcase products or services with your own branding, and accept multiple payment methods in one place. You set up a store once, then customers can discover and shop from you via web and mobile apps using AI-powered search, recommendations, NFC cards, and QR/scannable codes.
Pricing varies by plan: Free (₦0) includes "5% platform fee on transactions" ("5% per transaction"); Pro (₦90,000) includes "2% platform fee on transactions" ("2% per transaction"); Business (₦150,000) includes "Zero platform fee" ("0% per transaction"); Enterprise: "Custom".
Paylo is built primarily for merchants in Nigeria, with services such as same‑day delivery available in cities like Lagos, Abuja, and Ibadan. It is positioned for African and emerging-market entrepreneurs more broadly, but its clearly defined operations are centered in Nigeria.
You can sign up for Paylo by going to the Usepaylo website and creating a merchant account, then adding your first product, customizing your store, and publishing it. The process is designed to take only a few minutes from sign‑up to a live storefront.
Yes, Paylo is available on iOS and Android. You can download Paylo on the App Store for iPhone, or get it on Google Play for Android.
Promptmonitor
Promptmonitor — Track, measure, and improve how AI recommends your brand.