Makesales vs Paylo
TL;DR: Makesales is the lowest-risk way to start selling in Nigeria if you want a free, all-in-one WhatsApp plus storefront plus POS toolkit. Paylo is a stronger fit for teams that need staff accountability, dispatch workflows, stock synced across in-store and online, and escrow marketplace checkout, but you should confirm its fee rules and plan details in writing.
Sell via WhatsApp, online store, and POS for free

Storefront, POS, staff and delivery apps for small merchants

Makesales vs Paylo at a glance
Scores are 1–10 per criterion. The highlighted cell wins its row; tied rows carry no marker.| Criteria | ||
|---|---|---|
| Pricing Assesses subscription cost, transaction or referral fees, cost predictability, and clarity of the pricing model for Nigerian merchants. | 8wins Strong value with a promoted Forever Free plan, but full plan limits are unclear. | 6 Transparent structure in principle, but higher paid-plan costs and conflicting fee descriptions. |
| Core commerce features Evaluates breadth of essential selling tools: storefront, catalog, POS, inventory, invoicing, payments, analytics, and day-to-day order management. | 8 Broad all-in-one commerce toolkit optimized for WhatsApp-led selling. | 9wins Very strong for omni-channel and operational workflows, including escrow checkout. |
| Staff, delivery, and accountability workflows Measures how well the product supports multi-person operations, role-based access, audit trails, picking/packing, rider dispatch, and delivery confirmation. | 6 Good for solo or small teams, less evidence of deep staff and dispatch tooling. | 9wins Purpose-built for teams, with staff action tracking and dispatch photo records. |
| Ease of use and implementation Considers onboarding speed, day-to-day usability, complexity of setup, and the likelihood a typical SME can self-implement without heavy support. | 7wins Likely simpler to adopt as a single platform, but limited independent usability evidence. | 6 Role-based apps can be intuitive per role, but overall setup can be heavier. |
| Integrations and ecosystem Rates integrations with channels and tools (WhatsApp, Instagram, payment processors), availability of APIs, and ecosystem extensibility. | 6 Strong channel focus (WhatsApp, Instagram), but limited evidence of broader integrations or APIs. | 7wins Good commerce-channel connections and payments, plus an MCP server mention, but API maturity is unclear. |
| Payments, fees, and checkout trust Evaluates payment options, checkout reliability signals, fee mechanics, and trust features like escrow that can improve conversion with new buyers. | 7 Solid for payment links and selling flows, but fewer explicit trust mechanisms for unknown buyers. | 8wins Escrow checkout is a clear trust advantage, but fee rules for referred buyers must be verified. |
| Support and account management Assesses availability of support channels, enterprise support options, and how verifiable support quality is from public signals. | 6 Clear contact channels, but limited proof of response quality or SLAs. | 7wins Enterprise promises are strong (24/7, dedicated manager), but independent verification is limited. |
| Reliability and maintenance signals Looks at evidence of ongoing maintenance, stability, and any published uptime commitments or SLAs, especially relevant for POS and order flow continuity. | 6 Recent app updates indicate maintenance, but no public uptime record. | 7wins Mentions SLAs for enterprise tiers, but limited public uptime data. |
| African market fit (Nigeria first, broader Africa readiness) Rates suitability for African operating realities: local payments, naira pricing, logistics realities, and credible signals for multi-country expansion. | 7 Strong Nigeria focus, limited evidence of multi-country operations. | 7 Nigeria-centric with some multi-currency claims, but country-by-country availability is unclear. |
Assesses subscription cost, transaction or referral fees, cost predictability, and clarity of the pricing model for Nigerian merchants.
Evaluates breadth of essential selling tools: storefront, catalog, POS, inventory, invoicing, payments, analytics, and day-to-day order management.
Measures how well the product supports multi-person operations, role-based access, audit trails, picking/packing, rider dispatch, and delivery confirmation.
Considers onboarding speed, day-to-day usability, complexity of setup, and the likelihood a typical SME can self-implement without heavy support.
Rates integrations with channels and tools (WhatsApp, Instagram, payment processors), availability of APIs, and ecosystem extensibility.
Evaluates payment options, checkout reliability signals, fee mechanics, and trust features like escrow that can improve conversion with new buyers.
Assesses availability of support channels, enterprise support options, and how verifiable support quality is from public signals.
Looks at evidence of ongoing maintenance, stability, and any published uptime commitments or SLAs, especially relevant for POS and order flow continuity.
Rates suitability for African operating realities: local payments, naira pricing, logistics realities, and credible signals for multi-country expansion.
Both Makesales and Paylo target Nigerian merchants who want to sell across chat, online storefronts, and in-person retail while keeping inventory and orders organized. They are often compared because they overlap on core commerce basics, such as product catalogs, payments, order management, POS, and inventory, but they take noticeably different approaches to operations.
Makesales positions itself as a single, consolidated toolkit that blends WhatsApp selling with everyday business operations like invoicing, customer management, reporting, and a hosted online store. For many small businesses, the appeal is simplicity: one product that covers the most common selling channels used in Nigeria, especially WhatsApp-driven sales, without an upfront subscription.
Paylo is closer to a multi-app operating system for a merchant. It splits workflows across owner, POS, staff, dispatch, and a buyer shopping app. That design can matter if you run a physical store with multiple hands touching orders, if you deliver, or if you want to build trust with new customers via escrow checkout. Paylo also leans into discovery and marketplace-style demand, where buyers can find verified stores.
In practice, the best choice depends less on “online store vs POS” and more on whether you prioritize a free all-in-one setup (Makesales) or more advanced operational control and marketplace mechanics (Paylo), plus the total cost of fees and paid plans in Nigeria.
Full analysis, criterion by criterion
Each criterion below breaks down the same 1–10 scores product by product, with the reasoning behind each rating.Pricing
Assesses subscription cost, transaction or referral fees, cost predictability, and clarity of the pricing model for Nigerian merchants.
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Pricing
Assesses subscription cost, transaction or referral fees, cost predictability, and clarity of the pricing model for Nigerian merchants.
Makesales
8Makesales advertises a ₦0/month “Forever Free” plan and claims no hidden fees or platform commissions, which is compelling for cost-sensitive Nigerian SMEs. However, publicly available detail on feature limits, add-ons, and whether all payment methods remain included indefinitely is limited. Payment-processing fees from payment partners may still apply, and should be confirmed.
Paylo
6Paylo offers a ₦0 plan plus paid plans (Pro at ₦90,000 per six months or ₦150,000 per year; Business at ₦180,000 per six months or ₦300,000 per year). It differentiates between sales to your own customers (0% platform fee) and buyers Paylo brings (percentage fee with a per-order cap on Free), which can be fair if marketplace discovery performs. That said, publicly stated referred-buyer fee rates appear inconsistent across Paylo materials, so merchants should verify the applicable rate and the “first 12 months” rule before relying on cost projections.
Core commerce features
Evaluates breadth of essential selling tools: storefront, catalog, POS, inventory, invoicing, payments, analytics, and day-to-day order management.
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Core commerce features
Evaluates breadth of essential selling tools: storefront, catalog, POS, inventory, invoicing, payments, analytics, and day-to-day order management.
Makesales
8Makesales combines WhatsApp commerce, a hosted online store, POS, inventory, invoicing, customer management, payments, and analytics in one product. For a small team, this breadth reduces the need for multiple tools and can simplify setup. The main limitation is that depth of advanced operational features (staff-level accountability, dispatch proof, marketplace escrow) is not as clearly documented.
Paylo
9Paylo covers storefronts, POS, shared inventory across online and in-store sales, and adds dedicated staff and dispatch workflows. Its escrow checkout and buyer shopping/discovery app add capabilities beyond basic merchant storefronts. The trade-off is that some merchants may not need this depth, and it can increase setup and training effort.
Staff, delivery, and accountability workflows
Measures how well the product supports multi-person operations, role-based access, audit trails, picking/packing, rider dispatch, and delivery confirmation.
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Staff, delivery, and accountability workflows
Measures how well the product supports multi-person operations, role-based access, audit trails, picking/packing, rider dispatch, and delivery confirmation.
Makesales
6Makesales clearly supports core operations like orders, inventory, and POS, which can work well for single-owner shops or small teams. Public information suggests outlets and dispute handling exist, but detailed staff action tracking and dispatch proof workflows are not strongly evidenced. If your operations depend on strict staff accountability, you may need to validate these controls during a demo.
Paylo
9Paylo’s separate Staff and Dispatch apps are designed for multi-person execution, including action attribution and delivery photo records. This structure better fits merchants with fulfilment steps, riders, and multiple operational roles. The main risk is operational overhead, you will likely need to configure roles, devices, and processes to realize the benefits.
Ease of use and implementation
Considers onboarding speed, day-to-day usability, complexity of setup, and the likelihood a typical SME can self-implement without heavy support.
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Ease of use and implementation
Considers onboarding speed, day-to-day usability, complexity of setup, and the likelihood a typical SME can self-implement without heavy support.
Makesales
7Makesales is positioned as a unified, automated system, which typically reduces implementation friction compared to multi-app setups. Its app updates mention onboarding-flow and performance improvements, suggesting active focus on usability. Still, independent evidence on onboarding time, training needs, and usability at scale is limited.
Paylo
6Paylo’s five-app structure can make each job-to-be-done clearer for owners, cashiers, staff, and riders. However, multi-app coordination usually increases setup, device management, and training needs, especially for small teams. Public sources do not confirm how quickly typical merchants go live, so implementation effort should be tested.
Integrations and ecosystem
Rates integrations with channels and tools (WhatsApp, Instagram, payment processors), availability of APIs, and ecosystem extensibility.
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Integrations and ecosystem
Rates integrations with channels and tools (WhatsApp, Instagram, payment processors), availability of APIs, and ecosystem extensibility.
Makesales
6Makesales highlights WhatsApp commerce and social selling workflows, and it supports payments via links and tracking. Beyond social channels, a broad integration catalog or developer API is not clearly documented publicly. If you need accounting, ERP, or custom integrations, you may need to confirm export formats and integration options.
Paylo
7Paylo supports catalog syncing to Instagram and WhatsApp and integrates checkout with Paystack; crypto payments via Breet are also claimed. It also mentions an MCP server for AI assistants to search catalogs, which may appeal to more technical teams. A stable public developer API and third-party app ecosystem are not clearly confirmed.
Payments, fees, and checkout trust
Evaluates payment options, checkout reliability signals, fee mechanics, and trust features like escrow that can improve conversion with new buyers.
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Payments, fees, and checkout trust
Evaluates payment options, checkout reliability signals, fee mechanics, and trust features like escrow that can improve conversion with new buyers.
Makesales
7Makesales supports payments within selling workflows, including payment links and payment status tracking, which suits WhatsApp-first commerce. It is less clearly differentiated on trust-building mechanisms for first-time buyers (for example, escrow). Merchants selling to strangers at scale may need to rely on their own trust signals and policies.
Paylo
8Paylo’s buyer app plus escrow checkout can reduce buyer risk and potentially increase conversion for new, marketplace-sourced customers. It supports Paystack rails (card, transfer, USSD options depending on Paystack configuration) and crypto via Breet, which can broaden buyer payment flexibility. The main caution is that Paylo-referred buyer fees vary by plan per some materials and conflict in others, so merchants should confirm the exact fee schedule.
Support and account management
Assesses availability of support channels, enterprise support options, and how verifiable support quality is from public signals.
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Support and account management
Assesses availability of support channels, enterprise support options, and how verifiable support quality is from public signals.
Makesales
6Makesales lists support contact options, including email and a Nigerian phone number, which is a practical starting point for local merchants. However, public sources do not provide measurable support performance data (response times, resolution rates, SLAs). For mission-critical use, merchants should test support during evaluation.
Paylo
7Paylo advertises enhanced support for higher tiers, including a dedicated account manager and 24/7 support for Enterprise. This could be valuable for larger retailers with downtime sensitivity. Still, independent reviews and response-time evidence are limited, so the safest approach is to validate support responsiveness before rollout.
Reliability and maintenance signals
Looks at evidence of ongoing maintenance, stability, and any published uptime commitments or SLAs, especially relevant for POS and order flow continuity.
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Reliability and maintenance signals
Looks at evidence of ongoing maintenance, stability, and any published uptime commitments or SLAs, especially relevant for POS and order flow continuity.
Makesales
6Makesales shows evidence of recent updates (including onboarding, performance, and notifications), which is a positive maintenance signal. However, there is no independently verifiable public uptime history or formal SLA information. Merchants relying on POS should test offline tolerance and failure modes where possible.
Paylo
7Paylo’s enterprise positioning includes references to custom SLAs and uptime guarantees, which can be important for multi-location retail. As with many private products, a public uptime dashboard or long-term independent reliability data is not easily verifiable. Merchants should request SLA terms and incident-handling details during procurement.
African market fit (Nigeria first, broader Africa readiness)
Rates suitability for African operating realities: local payments, naira pricing, logistics realities, and credible signals for multi-country expansion.
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African market fit (Nigeria first, broader Africa readiness)
Rates suitability for African operating realities: local payments, naira pricing, logistics realities, and credible signals for multi-country expansion.
Makesales
7Makesales is clearly positioned for Nigerian merchants, with local use cases and naira pricing emphasis. That local focus typically improves relevance for WhatsApp commerce and informal retail patterns common in Nigeria. Public evidence of availability, compliance, and support outside Nigeria is limited.
Paylo
7Paylo also targets Nigerian merchants with naira pricing and local payment options via Paystack. Some materials mention multi-currency support on higher plans, which can help for cross-border selling scenarios. Multi-country operational availability across Africa, local settlement options, and support coverage are not clearly confirmed publicly.
Verdict: which should you choose?
The verdict weighs the criterion scores against who each product serves best.Pick Makesales if you are a Nigeria-based SME that mainly sells via WhatsApp and wants an all-in-one stack (storefront, POS, inventory, invoicing, basic customer management, analytics) with a ₦0/month starting point. The main due diligence is to confirm what is truly included forever, and what payment-processing or optional service charges apply.
Choose Paylo if you have staff, do deliveries, manage multiple tills or locations, or want marketplace discovery and escrow checkout to convert new buyers who do not yet trust your store. Paylo’s workflow depth looks stronger for operational control (staff action tracking, dispatch proof, shared inventory across channels), but it also introduces more complexity and potentially higher total cost. Before committing, verify the current plan pricing and the exact percentage fee rules for Paylo-referred buyers, because publicly described fee terms have shown inconsistencies across pages and some update claims are difficult to independently confirm.
Some details in this comparison could not be fully verified. Please double-check the following before making decisions:
- Makesales’ full plan limits and whether every feature remains included indefinitely on the Forever Free plan could not be independently verified from publicly available sources
- The exact Paylo fee percentage for Paylo-referred buyers appears inconsistent across publicly available pricing descriptions, and the current applicable rule should be confirmed directly with Paylo
- Independent, large-sample user reviews for Makesales and Paylo were not available in sufficient volume to reliably summarize customer satisfaction or common complaints
- Public, independently verifiable uptime history and reliability metrics for both products could not be confirmed, beyond general maintenance and SLA claims
- The breadth and stability of developer APIs or third-party integration ecosystems for both products could not be confirmed from publicly available sources
Makesales vs Paylo FAQs
Which is better for WhatsApp-first selling in Nigeria, Makesales or Paylo?
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If your workflow is mostly WhatsApp conversations converting into orders, Makesales is typically the simpler fit because it centers WhatsApp commerce inside an all-in-one operations toolkit. Paylo also supports WhatsApp catalog syncing, but its bigger advantage shows up when you add staff roles, in-store POS syncing, delivery, and escrow marketplace checkout.
Do both products support POS and inventory synced with online orders?
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Both support POS and inventory, but Paylo is more explicitly designed around “one inventory” shared across online store and in-store tills, including a dedicated POS app and staff workflows. Makesales includes POS and inventory in one platform, but the depth of multi-till and staff execution features should be validated during evaluation.
Is Paylo really free, and when do fees apply?
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Paylo has a ₦0 plan, and it claims 0% platform fee on sales to your own customers. Fees apply mainly to buyers that Paylo introduces via its shopping/discovery channel (a percentage fee with a cap on the Free plan), and payment processing fees may still apply. Because some public descriptions of the referred-buyer fee rates conflict, confirm the exact fee schedule and definitions before relying on the numbers.
Which product is better for deliveries and riders?
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Paylo is the clearer choice if delivery is a core part of your operation because it has a Dispatch app and delivery photo records, plus staff accountability features. Makesales is better framed as a general selling and operations suite; delivery-specific proof and rider workflows are not as clearly evidenced publicly.
Can I sell to new customers who do not trust my store yet?
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Paylo is differentiated here because it offers escrow checkout through its buyer-facing app, which can reduce risk for first-time buyers and increase conversion. Makesales supports payments and selling flows, but it does not publicly emphasize escrow as a core trust mechanism, so you may rely more on your own trust signals (reviews, policies, delivery guarantees).
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