Reviews from users

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Showing 250 reviews sorted by newest first.

Nova John
Nova John

NG · 1 review

Jun 6, 2026

one of the best banking apps in Nigeria. they have a very fast banking system, little to zero delay in transactions

Samuel Obimba
Samuel Obimba

NG · 2 reviews

Jun 6, 2026

Lifesaver, service is so good, the cash back is also a nice benefit and they never disappoint. I like

Chiedu Anyokwu
Chiedu Anyokwu

NG · 2 reviews

Jun 6, 2026

Opay is great, like really really great, probably the best banking app Ive used before, I’ll continue to praise them on the speed of transactions and the good UI

David Odijie
David Odijie

NG · 2 reviews

Jun 6, 2026

I love the fact that it doesn’t have network issues and I also love its seamless transactions. It’s quite easy to navigate on the app

Happiness Oluremi
Happiness Oluremi

NG · 1 review

Jun 6, 2026

Opay is a great app. I love how fast transaction is and how swift i get alert. The loan part is great too

Ayomide Adebowale
Ayomide Adebowale

NG · 1 review

Jun 6, 2026

Opay is a great banking app, it is fast and reliable. Transactions are swift and biometrics are easy to complete

Butter Cream
Butter Cream

NG · 1 review

Jun 6, 2026

Opay is a great banking app. It is fast, it's easy to receive alert. The biometrics can be too much sometimes

O
oyedejimercy99

NG · 1 review

Jun 5, 2026

I’ve used OPay for 8 months mainly for transfers, bill payments, and airtime. The app is fast and the interface is simple, even with low data. Transfers to other banks usually reflect in under a minute, and cashback on airtime/data is a nice bonus. Customer support via chat is responsive, though resolving disputes can take 24-48hrs. Fees are lower than some competitors, but there are occasional network downtimes during peak hours. The OPay card works well for POS and online payments. Overall, it’s reliable for daily transactions. If stability improves, it’d be my top fintech app.

B
bolaahmed260

NG · 1 review

Jun 5, 2026

Payment made easy, I can literally pay for anything with my opay account. Also, I get interest on every naira I leave in the account. I'd recommend.

Tanwa Damilola
Tanwa Damilola

NG · 1 review

Jun 5, 2026

Opay is a good app I love the interest and cashbacks I recommend opay to everyone Opay is good for saving

akintola aishat
akintola aishat

NG · 1 review

Jun 5, 2026

Great. I’ve used Opay for over a year and it’s been a lifesaver for daily transactions. Transfers are fast, almost instant, and the fees are lower than most banks which saves me money. I love that I can buy airtime, pay bills, and fund bets directly from the app without stress. The interface is simple even for non-tech people. Customer service replies quickly on chat when there’s issues. My only complaint is occasional downtime during peak hours. Overall, Opay gets 4.5/5 from me. It’s reliable, affordable, and perfect for small business owners and students who need quick cash movement.`

Muheezzah
Muheezzah

NG · 1 review

Jun 5, 2026

This app is really good, it really helps in my daily transaction, it is fast and reliable, also efficient.

Teniade Aka
Teniade Aka

NG · 1 review

Jun 5, 2026

I enjoy the smooth transfers, and all of that, but I think the locking of your fixed account should have the type that you cannot unlock no matter what. Also, getting money from my Access bank can be quite tedious sometimes.

A
anjolaolalekan05

NG · 1 review

Jun 5, 2026

I love the free transfers to opay accounts… I wish the transfers to other bank accounts can be free too

L
longinuspromise5

NG · 1 review

Jun 5, 2026

Very good and easy to go, has lots of safety stuff for my moneyyy Thank youuuuuuuuuuuuuuuuuuuuuuuuuu

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Review Sources

Where reviews have come from for the past 12 months.

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Unverified234
Total reviews250
6% verified

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AI-screened reviews
250

(100%)

Average confidence score
47%

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Reviews Over Time

How OPay received reviews in the past 12 months.

23
May
227
Jun

Star Distribution Over Time

How star ratings are distributed each month for the past 12 months.

23
May
227
Jun
5-star
4-star
3-star
2-star
1-star
4.6
Excellent · 250 reviews
How is the score calculated?

The score is the average of approved user reviews on Liners. It updates as new approved reviews are added.

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