OPay

OPay Reviews

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Showing 257 reviews sorted by newest first.

Bilkis Alabi-Bello
Bilkis Alabi-Bello

NG · 1 review

Jun 12, 2026

Best banking app ever,I must say It’s also very easy to navigate

Ramatu Abubakar
Ramatu Abubakar

NG · 1 review

Jun 11, 2026

It's fast and easy to set up and less data consuming

Jesuferanmi Allentina
Jesuferanmi Allentina

NG · 1 review

Jun 11, 2026

Giving it five stars because of how swift the transaction is. The opay agents are also responsive.

Tomisin Erinle
Tomisin Erinle

NG · 1 review

Jun 11, 2026

I love the swift transaction processes. It make it easy for me

Oluwalonimi Olowookere
Oluwalonimi Olowookere

NG · 1 review

Jun 11, 2026

The app is very fast to use and also reliable and you also get interest when you save your money

T
Tayeshebarakat

NG · 1 review

Jun 11, 2026

The speed of transactions. It’s secured from fraudulent activities also.

Treasure George
Treasure George

NG · 1 review

Jun 11, 2026

Smooth and fast Transaction,Free transfers, easy to use.

Nova John
Nova John

NG · 1 review

Jun 6, 2026

one of the best banking apps in Nigeria. they have a very fast banking system, little to zero delay in transactions

Samuel Obimba
Samuel Obimba

NG · 2 reviews

Jun 6, 2026

Lifesaver, service is so good, the cash back is also a nice benefit and they never disappoint. I like

Chiedu Anyokwu
Chiedu Anyokwu

NG · 2 reviews

Jun 6, 2026

Opay is great, like really really great, probably the best banking app Ive used before, I’ll continue to praise them on the speed of transactions and the good UI

David Odijie
David Odijie

NG · 2 reviews

Jun 6, 2026

I love the fact that it doesn’t have network issues and I also love its seamless transactions. It’s quite easy to navigate on the app

Happiness Oluremi
Happiness Oluremi

NG · 1 review

Jun 6, 2026

Opay is a great app. I love how fast transaction is and how swift i get alert. The loan part is great too

Ayomide Adebowale
Ayomide Adebowale

NG · 1 review

Jun 6, 2026

Opay is a great banking app, it is fast and reliable. Transactions are swift and biometrics are easy to complete

Butter Cream
Butter Cream

NG · 1 review

Jun 6, 2026

Opay is a great banking app. It is fast, it's easy to receive alert. The biometrics can be too much sometimes

O
Oyedejimercy99

NG · 1 review

Jun 5, 2026

I’ve used OPay for 8 months mainly for transfers, bill payments, and airtime. The app is fast and the interface is simple, even with low data. Transfers to other banks usually reflect in under a minute, and cashback on airtime/data is a nice bonus. Customer support via chat is responsive, though resolving disputes can take 24-48hrs. Fees are lower than some competitors, but there are occasional network downtimes during peak hours. The OPay card works well for POS and online payments. Overall, it’s reliable for daily transactions. If stability improves, it’d be my top fintech app.

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Review Sources

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Verified16
Unverified241
Total reviews257
6% verified

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AI-screened reviews
257

(100%)

Average confidence score
47%

Liners screens each review for rule breaches and signs of manipulation before publication.

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Reviews Over Time

How OPay received reviews in the past 12 months.

23
May
227
Jun
7
Sep

Star Distribution Over Time

How star ratings are distributed each month for the past 12 months.

23
May
227
Jun
7
Sep
5-star
4-star
3-star
2-star
1-star
4.5
Excellent · 257 reviews
How is the score calculated?

Every product starts at a 3.5-star baseline worth 7 reviews. Each approved review pulls the score toward the real average, so a product with one 5-star review shows about 3.7.

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