Old Mutual

Old Mutual is a financial services platform for individuals, businesses, corporates, and institutions that offers insurance, banking, loans, investments, and digital money-management tools.

Key capabilities include:

• Insurance and protection: Access products such as funeral cover from R39 per month, plus life assurance and short-term cover, with online journeys that include funeral and life insurance claims submission.
• Investing and long-term planning: Invest via options such as a tax-free savings account from R500 per month, and use supporting services like tax certificate downloads through Secure Services or the mobile app.
• Banking and credit: Use OM Bank for transactional banking, and apply for an Old Mutual personal loan, including an online eligibility check (credit check consent required).
• Personal finance tools and benefits: Use Vault22 (the rebranded 22seven app) for budgeting, expense visibility, net worth tracking, and debt management, and join Old Mutual Rewards (free to join) to earn and redeem points at 50+ partners.

Available on Web, plus the Old Mutual App on iOS, Android, and Huawei AppGallery (additional web tools include Secure Services and online checkers).

Target users include South African consumers, SMEs, and enterprise and institutional customers looking for insurance, lending, investing, and financial planning support.

Notable in the regional context, it operates across 12 markets (including South Africa and multiple African countries) and provides locally relevant tools such as an ASISA-aligned unclaimed benefits checker and a free online will creator, alongside adviser and branch access in South Africa.