Momentum
A South African financial services platform for individuals and businesses to get medical aid, insurance, investments, savings plans, and estate planning services.
Momentum Product Overview
Is Momentum Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Families managing cover
- Working professionals
What It Does Well
- Medical aid management
- Insurance cover options
Things to Check
- Medical aid provider options
- Insurance types offered
About Momentum

Momentum is a South African financial services provider for individuals, businesses, and corporate clients who need cover, investing, savings, and estate planning through online and adviser-led channels.
Key capabilities include:
- Medical aid with multiple plan options (Evolve, Custom, Incentive, Extender, Summit, Ingwe), plus online quotes and support for submitting claims
- Short-term insurance for car and home, with online quoting, claims submission, and benefits such as Safety Returns (cashback on premiums)
- Life insurance options including life cover, disability cover, income protection, and critical illness cover, with online quoting and claims guidance
- Investments and savings through local and offshore investing (Momentum Wealth and Momentum Wealth International), plus long-term savings plans such as retirement, education, and endowment savings
Available on Web and via the Momentum App on iOS, Android, and Huawei AppGallery.
It serves B2C customers choosing medical aid and personal cover, businesses needing insurance and investment management, and corporates administering employee benefits and retirement solutions (including FundsAtWork).
Notable in South Africa for offering an integrated product suite under Momentum Metropolitan Life Limited (JSE-listed, ticker: MMI) and for embedding rewards programmes across core products, including HealthReturns, Safety Returns, and LifeReturns.
Momentum Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. Learn moreAs of Sep 28, 2026, Momentum is rated 4.2 on the App Store from 84 reviews and 3.7 on Google Play from 9.9K reviews with 500K+ installs.
Recent Reviews for Momentum
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Momentum Founders & Leadership Team
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Latest Momentum News & Updates
Liners collects product news from official company updates and trusted publications. We refresh coverage as new articles are published. Learn moreJobs at Momentum
| Title | Posted |
|---|---|
| Telesales Agent | Sep 23, 2026 |
| Key Account Officer | Sep 21, 2026 |
Sign in to see all 7 open positions
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Frequently Asked Questions About Momentum
Momentum is a South African financial services platform that helps individuals and businesses manage medical aid, short-term insurance for car and home, life insurance, investments, savings plans, and estate planning. You access services through the website at momentum.co.za or the Momentum App, where you can get online quotes, submit claims, make payments, and track your policies. Registration creates a personal online profile to view and manage your products, with options for advisor-led support.
Costs vary by product and personal circumstances. Medical aid starts from R589 per month, gap cover from R259 per month, and savings plans from R500 per month. Get personalized quotes on momentum.co.za for insurance, investments, and other services.
Momentum primarily operates in South Africa. Offshore investing services are available for South Africans abroad through FinGlobal by Momentum.
Go to momentum.co.za, click 'Register' or 'Log in' in the top right corner, and follow the prompts. Select your account type (client or member), enter details like ID number and email, then choose a username and password. Verify your email or enter an activation code to complete registration.
Yes, Momentum is available on iOS and Android. You can download Momentum on the App Store for iPhone, or get it on Google Play for Android.
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