A South African financial services platform for individuals and businesses to get medical aid, insurance, investments, savings plans, and estate planning services.

Momentum Product Overview

Is Momentum Right for You?

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Best For

  • Families managing cover
  • Working professionals

What It Does Well

  • Medical aid management
  • Insurance cover options

Things to Check

  • Medical aid provider options
  • Insurance types offered

About Momentum

Screenshot of Momentum website

Momentum is a South African financial services provider for individuals, businesses, and corporate clients who need cover, investing, savings, and estate planning through online and adviser-led channels.

Key capabilities include:

  • Medical aid with multiple plan options (Evolve, Custom, Incentive, Extender, Summit, Ingwe), plus online quotes and support for submitting claims
  • Short-term insurance for car and home, with online quoting, claims submission, and benefits such as Safety Returns (cashback on premiums)
  • Life insurance options including life cover, disability cover, income protection, and critical illness cover, with online quoting and claims guidance
  • Investments and savings through local and offshore investing (Momentum Wealth and Momentum Wealth International), plus long-term savings plans such as retirement, education, and endowment savings

Available on Web and via the Momentum App on iOS, Android, and Huawei AppGallery.

It serves B2C customers choosing medical aid and personal cover, businesses needing insurance and investment management, and corporates administering employee benefits and retirement solutions (including FundsAtWork).

Notable in South Africa for offering an integrated product suite under Momentum Metropolitan Life Limited (JSE-listed, ticker: MMI) and for embedding rewards programmes across core products, including HealthReturns, Safety Returns, and LifeReturns.

Momentum Facts

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As of Sep 28, 2026, Momentum is rated 4.2 on the App Store from 84 reviews and 3.7 on Google Play from 9.9K reviews with 500K+ installs.

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Momentum Founders & Leadership Team

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Afnan Feras
AR

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Latest Momentum News & Updates

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Jobs at Momentum

TitlePosted
Telesales AgentSep 23, 2026
Key Account OfficerSep 21, 2026

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Frequently Asked Questions About Momentum

Momentum is a South African financial services platform that helps individuals and businesses manage medical aid, short-term insurance for car and home, life insurance, investments, savings plans, and estate planning. You access services through the website at momentum.co.za or the Momentum App, where you can get online quotes, submit claims, make payments, and track your policies. Registration creates a personal online profile to view and manage your products, with options for advisor-led support.

Costs vary by product and personal circumstances. Medical aid starts from R589 per month, gap cover from R259 per month, and savings plans from R500 per month. Get personalized quotes on momentum.co.za for insurance, investments, and other services.

Momentum primarily operates in South Africa. Offshore investing services are available for South Africans abroad through FinGlobal by Momentum.

Go to momentum.co.za, click 'Register' or 'Log in' in the top right corner, and follow the prompts. Select your account type (client or member), enter details like ID number and email, then choose a username and password. Verify your email or enter an activation code to complete registration.

Yes, Momentum is available on iOS and Android. You can download Momentum on the App Store for iPhone, or get it on Google Play for Android.

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