Parametric climate insurance that helps smallholder farmers in Sub-Saharan Africa get crop cover and automated payouts for drought and flood risk via mobile access.
OKO Finance is a parametric climate insurance platform that provides crop-specific cover for smallholder farmers in Sub-Saharan Africa, and gives partners tools to distribute and manage agricultural insurance at scale.
Key capabilities include:
Available via Web, plus partner distribution tools that include mobile apps, APIs, and farmer access from (including feature phones via and , where supported).
Target users include smallholder farmers as end beneficiaries, with primary partner customers such as financial institutions, NGOs, agro-industries, insurers, and reinsurers.
Notable in the African context, it is active in markets including Mali, Uganda, and Côte d’Ivoire, and publishes impact metrics on its website (for example farmers insured and claims paid). It also highlights collaboration work such as a UN Women partnership in Mali focused on improving insurance access for women farmers.
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