A fintech app for individuals and businesses in Egypt to save and invest in EGP money market funds, USD fixed income, goal-based savings, and EGX 30 index tracking.
Menthum Product Overview
Is Menthum Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Egyptian savers
- Small business cash buffers
What It Does Well
- EGP money market access
- USD fixed income investing
Things to Check
- Minimum deposit amounts
- Withdrawal timing rules
About Menthum
Menthum is an Egypt-focused fintech app for individuals and businesses that offers digital savings and investment products as alternatives to traditional bank accounts, with products regulated by Egypt’s Financial Regulatory Authority (FRA).
Key capabilities include:
- Menthum Core, a liquid EGP savings option powered by an EGP money market fund investing in Egyptian government Treasury Bills (T-Bills), with daily earnings and the ability to add or withdraw anytime (no lock-in period)
- Menthum USD Fixed Income Fund, a USD investment option that invests in USD debt instruments such as Egyptian government Eurobonds, designed for medium to long-term dollar savings with full flexibility
- Menthum Goals, goal-based saving with one-time or recurring deposits, progress tracking, and rewards tied to saving milestones
- Menthum Grow Fund and Wealth+, which provide equity exposure by tracking the EGX 30 Capped Index (via a digital Systematic Investment Plan (SIP)) and a personalized debt-equity mix with automated rebalancing
Available on Android and iOS.
Built for consumers and businesses in Egypt that want app-based saving, USD fixed income investing, and index-linked equity investing with flexible deposits and withdrawals.
Notable in the Egyptian market for operating as an FRA-licensed platform with encrypted protection for money and data, and for offering multiple fund-based products (EGP liquidity, USD fixed income, EGX 30 tracking, and portfolio allocation) in a single mobile experience.
Menthum Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataAs of Oct 5, 2026, Menthum is rated 4.7 on the App Store from 68 reviews and 4.3 on Google Play from 1.8K reviews with 100K+ installs.
Recent Reviews for Menthum
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Menthum Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataMenthum has 1 recorded funding event. The latest was Seed in Jul 2023.
- Total Raised:
- Undisclosed
- Latest Round:
- Seed
Menthum Investors & Funding Rounds
Menthum Founders & Leadership Team
Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. How we source dataLatest Menthum News & Updates
Liners collects product news from official company updates and trusted publications. We refresh coverage as new articles are published. How we source dataFrequently Asked Questions About Menthum
Menthum is Egypt's leading fintech platform for growing wealth by earning up to 2x traditional bank returns with FRA-licensed security. It offers tools like Money Wise for savings calculations and Spending Planner to manage monthly spending until your end-of-use age.
Menthum currently operates in Egypt. The platform is regulated by the Financial Regulatory Authority of Egypt (FRA), and all investment products are focused on Egyptian financial markets, including Egyptian Treasury Bills, government Eurobonds, and the EGX 30 index.
Menthum is best suited for individuals in Egypt who want a simple, accessible way to grow their wealth, whether they're just starting out or looking to optimize existing savings. It's designed for those who value clarity over complexity, offering products that range from everyday liquid savings to long-term equity investing.
That's what the company states, though it wasn't independently confirmed on a regulator's public register. Menthum's own website explicitly states that its holding company is licensed and regulated by Egypt's FRA.
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