Bokra

Bokra is a Sharia-compliant digital savings and investment app that lets you save toward specific goals by investing your contributions into real-world assets such as physical gold mutual funds, real estate mutual funds, and sukuk. You choose your goals, use the in-app calculator to estimate how much and how long you need to save, then fund and withdraw flexibly through the mobile app while your money is invested in FRA-licensed products in Egypt.

Bokra is licensed and regulated by Egypt’s Financial Regulatory Authority and is designed primarily for users in Egypt. Its app stores and marketing focus on the Egyptian market, with savings and investments denominated in EGP.

You sign up for Bokra by downloading the Bokra app on your mobile device (Android or iOS) and creating an account through the in-app onboarding flow. You will then need to complete the required personal and regulatory information so you can start setting goals and funding your savings.

Yes, Bokra has a mobile app available on Android (via Google Play) and iOS (via the Apple App Store). The website is mainly informational and directs you to download the app to use the service.

Bokra is best suited for individual consumers who want Sharia-compliant ways to save and invest in assets like gold, real estate, and sukuk, especially those in Egypt looking to protect their savings from inflation. It is particularly relevant for people who prefer goal-based saving with small starting amounts via their phone.