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A goal-based savings and investing app for Egyptians to build personalized plans, invest in diversified assets, track progress, and redeem via merchant partners.
PALM Product Overview
Is PALM Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Egyptian savers
- Goal-based saving
What It Does Well
- Goal-based plans
- Personalised saving targets
Things to Check
- Asset types offered
- Minimum deposit amount
About PALM
PALM is a goal-based savings and investing app for Egyptians who want to save toward specific life goals from their phone.
Key capabilities include:
- Goal-based plans and personalization: Create multiple goals (for example marriage, education, a car, a house, travel, or retirement) and choose plan options such as lock/unlock and Sharia-compliant plans.
- Multi-asset investing: Save across stocks, gold, and fixed income in a single app, aligned to the selected goal and preferences.
- Rewards tied to saving: Redeem savings with merchant partners for additional discounts, alongside investment returns.
- Progress visibility and redemption: Track goal progress in-app and redeem funds through partner redemptions or withdrawals via InstaPay and bank transfers.
Available on Android and iOS.
Built for B2C users in Egypt who want structured saving for personal goals and prefer app-based investing.
Notable in the Egyptian market for operating with investment activities handled by PAM Asset Management, an Egyptian joint stock company licensed by the Financial Regulatory Authority (FRA License #969/2025), and for having raised a 7-figure USD pre-seed round led by 4DX Ventures (with Plus VC and angel investors).
PALM Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataOperates In
Official Links
What it does
As of Sep 28, 2026, PALM is rated 4.4 on the App Store from 7 reviews and 2.9 on Google Play from 135 reviews with 10K+ installs.
Recent Reviews for PALM
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PALM Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataPALM has 1 recorded funding event. The latest was Pre-Seed in Jul 2025.
- Total Raised:
- Undisclosed
- Latest Round:
- Pre-Seed
PALM Investors & Funding Rounds
Frequently Asked Questions About PALM
PALM is a goal-based saving app for Egyptians that helps users save for life goals like marriage, education, a car, or a house. It works by letting you create personalized saving plans with options for locked or unlocked savings, Sharia-compliant products, investments in assets like gold, stocks, and fixed income, daily yields, and exclusive merchant discounts for smarter spending.
PALM charges a small, transparent fee and has zero deposit, withdrawal, or transaction fees. Specific fee amounts are not detailed publicly.
PALM operates in Egypt.
Download the PALM app from the App store or Google Play Store, create an account in minutes, set up your goals, and add funds via InstaPay or bank transfers.
Yes, PALM is available on iOS and Android. You can download PALM on the App Store for iPhone, or get it on Google Play for Android.
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