Kashat

Kashat is an Egypt-based nano lending and financial services app that provides instant, short-term, small productive loans for unbanked and underbanked individuals.

Key capabilities include:

• Fully digital loan journey: apply in-app by answering a few questions, receive instant approval, and withdraw funds within minutes.
• Minimal requirements: applicants use a valid ID plus selfie/face verification, with no guarantor and no lengthy paperwork.
• Digital cash-out and repayment: users can withdraw and repay through supported telecom and bank e-wallets in Egypt.
• Repayment-based credit growth: the loan limit can increase based on on-time repayment behavior, with lower admin fees when choosing earlier repayment on one installment.

Available on Android (Google Play) and via the web.

Designed for consumers in Egypt who need quick access to small working-capital or emergency funding, including individuals and small business owners who may not have traditional bank credit.

Notable in Egypt’s fintech market for positioning itself as the country’s first nano financial service provider and for stating it is licensed by the Financial Regulatory Authority, offering a digital entry point to financial inclusion through small-ticket lending.