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An online personal loan app for consumers seeking short-term credit, with loan application and repayment via Android and web in markets including Nigeria.
EaseMoni is an online personal loan and consumer finance service for individual consumers who want to apply for and repay short-term personal loans digitally.
Key capabilities include:
Available on Web and Android (APK download).
Targeted at B2C consumers looking for personal cash loans, including users in Nigeria and other covered markets listed on its website (Nigeria, Egypt, Pakistan, Indonesia, Mexico, and Colombia).
Notable in the Nigerian market context, its Google Play listing states the service is authorized by the Central Bank of Nigeria and backed by a microfinance banking license, and it discloses loan pricing ranges (monthly interest and APR) in the app listing.
NG · 11 reviews
May 31, 2026
NG · 2 reviews
May 31, 2026
NG · 8 reviews
May 30, 2026
I usually use easemoni whenever I plan to apply for a reasonable loan to quickly run business. The loan processing rate is very good but the interests can be overwhelming at time. In short, for someone looking to get fast loans, it is highly recommended
One of the app’s strengths is its quick loan processing and easy repayment options, which help users handle urgent financial needs without lengthy paperwork or branch visits
EaseMoni is the first loan app I’ve used and it’s been a great app so far. I trusted them because they were integrated into OPay. I started using the all just for the thrill of building a high credit score but it turned out to be helpful. At first I thought the interest rate was too high at 18% monthly but, that wasn’t the case because they offer many discounts at varied intervals. Sometimes, even no interest loans. The only issue is that they have a somewhat aggressive marketing tactic. With automated calls for discount offers, they can just leave it at the texts.
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