What is Julaya and how does it work?

Julaya is a 100% online business account that enables companies to manage financial transactions, including mobile money transfers, bank transfers, cash deposits, invoicing, bill payments, and collections. Users sign up for an account, fund it via partner banks, telecom operators, or fintechs, then perform operations like bulk salary payments, supplier payments, and cash collections through a web platform and Android/iOS app.

How much does Julaya cost?

Julaya does not charge a fixed subscription fee; it uses a transaction-based pricing model with fees between 0% and 2% depending on the operation type, volume, and provider. Examples include 0.5%-1% for receiving cash via Wave or Xpress, 0.5%-1.5% for mobile money transfers, and free cash or cheque deposits at partner banks.

What countries does Julaya operate in?

Julaya operates in Côte d’Ivoire, Senegal, Benin, and Togo.

How do I sign up for Julaya?

Visit julaya.co, create a Julaya account online, and fund it via partner banks, telecom operators, or fintechs to start using the platform.

Does Julaya have a mobile app?

Yes, Julaya has an app for sending payments and managing transactions.

Who is Julaya best suited for?

Julaya is best suited for small to large businesses, startups, corporates, and government institutions needing to digitize payments, payroll, supplier transactions, and collections, especially those dealing with mobile money and cash in Francophone West Africa.

How do I contact Julaya support?

You can contact Julaya support via email at suggestion@julaya.co.

Does Julaya have a plan for teams or businesses?

Yes, Julaya offers accounts and tools designed for businesses, teams, and institutions to handle bulk payments, salaries, and expense management.

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Julaya: Funding, Reviews & Alternatives (2026) – Liners

Julaya

🇨🇮 Côte d'Ivoire 🇧🇯 Benin 🇸🇳 Senegal+1 more

A 100% online business account for West African companies to send mobile money and bank transfers, collect cash deposits, track payments in real time, and export reports.

Available on:WebAndroidiOS

Visit Julaya

Julaya is a 100% online business account for companies in West Africa that need to centralize payments, collections, and transaction tracking across mobile money and bank rails.

Key capabilities include:

Mobile money and bank transfers from a single account, including bulk payouts for use cases such as payroll and supplier payments.
Cash and mobile money collection, with instant deposits and access to 13,000+ cash collection points in Senegal (based on the research brief).
Real-time tracking and audit trail, including notifications, searchable transaction history, and the ability to export accounting reports and attach scanned receipts/justifications for reconciliation.
Multi-accounts and controls, including sub-accounts, access levels, and validation (approval) policies to match internal signing workflows.