Hopepsbank

Hope Payment Service Bank Limited is a digital-first payment service bank in Nigeria that serves individuals and businesses that want mobile-led banking, transfers, and everyday payments.

Key capabilities include:

• Free account opening with a fast registration flow (opened in 4 simple steps) and a personal account with no hidden charges.
• Hope Wallet via USSD (dial *569*9#) for a multipurpose wallet that supports ATM, POS, Web, and P2P transactions, using a phone number at the point of transaction.
• Money transfers and receiving funds by transferring to a phone number, with support for sending money to and receiving money from bank accounts.
• Airtime/data purchase and bill payments through the website, mobile app, or USSD, with multiple billers available for online bill settlement.

Available on Web, Android, iOS, and USSD (*569*9#).

It targets consumers and Nigerian businesses that need digital banking services, plus agency banking for individuals, unregistered businesses, registered companies (including sole proprietorships, partnerships, cooperative societies), and corporates with distribution networks.

Notable in the Nigerian market context for combining account opening, USSD-based wallet access, and phone-number-led transactions across common payment channels (ATM, POS, and online), which supports access for users who rely on mobile-first banking.