Heirs Insurance Group

Heirs Insurance Group is a digital-first insurance platform in Nigeria for individuals, families, retirees, and businesses that want to buy and manage life and general insurance through online channels.

Key capabilities include:

• Digital policy purchase and servicing via website journeys, General and Life Self-Service portals, and an Inconnect/Resellers’ login for partners
• Multi-product coverage across motor insurance (including Flexi Comprehensive from N25,000/year and third-party at N15,000/year), travel insurance, home insurance, personal accident, term life, and group life for SMEs and corporates
• Claims support and turnaround with validated claims paid within 48 hours (per the service promise) and dedicated pages for general and life claims
• Customer support and perks through the Prince AI chatbot, plus Rewards and community programs such as the Retirees Club and Xcite Rewards

Available on Web, Android, iOS, and USSD (dial *1100#).

Target users include consumers buying personal cover and savings-style plans such as MyHeirs education plan (from N5,000/month) and Triple Pay Investment (from N5,000/month), plus SMEs and corporates that need employee-related protection like group life.

Notable in the Nigerian market for its digital purchase channels, self-service policy management, and regulatory status as an insurer authorized and regulated by the National Insurance Commission (RIC NO. 093).

As of Jun 22, 2026, Heirs Insurance Group is rated 2.1 on the App Store from 19 reviews and 2.7 on Google Play from 204 reviews with 50K+ installs.