GTBank
A banking website for individuals and businesses to open accounts, use internet banking, manage cards and loans, send international transfers, and get support.
GTBank Product Overview
Is GTBank Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Everyday banking
- Small business banking
What It Does Well
- Online account opening
- Internet banking
Things to Check
- Eligible account types
- Transfer countries
About GTBank
Guaranty Trust Bank Ltd (GTBank) is a banking website for individuals, SMEs, corporate clients, and institutions that provides access to personal and business banking services, online banking, and customer support resources.
Key capabilities include:
- Personal banking and account services, including current accounts, savings and investment accounts (such as GTSave and fixed/tenured deposits), account comparison, and online account opening resources
- Digital banking channels via Internet Banking (personal login and registration) and business online banking through GAPS and GAPS-Lite, plus Bank 737 for USSD banking
- Cards and payments across debit, credit, prepaid, and corporate cards, with tools and information for card options, card security, and instant card issuance
- Loans and credit information and applications, including QuickCredit and other personal loan products
- International money transfer options, including Western Union, MoneyGram, Transfast, Remitly, and Guaranty Trust Money Transfer (GTMT)
GTBank is available across mobile applications (Android and iOS), web browsers, API, USSD code banking, and automated phone service platforms.
Target users include retail customers, SMEs, corporate and commercial banking clients, private banking customers, and public or private institutions.
Notable in the African market context, the website supports multiple GTBank country portals (including Nigeria, Ghana, Kenya, Rwanda, Uganda, Tanzania, Sierra Leone, Liberia, Gambia, Cote D'Ivoire, and the United Kingdom), and it places strong emphasis on security guidance (including fake-site warnings), a Security Centre, and support tools like the Help Centre plus branch and ATM locators.
GTBank Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. Learn moreAs of Sep 21, 2026, GTBank is rated 4.7 on the App Store from 46.9K reviews and 4.6 on Google Play from 162.1K reviews with 5M+ installs.
Recent Reviews for GTBank
Reviews reflect each reviewer's opinion. Companies cannot pay to alter or remove reviews. A verified review includes proof that Liners checked to an extent. Learn how reviews workHow is the score calculated?
Every product starts at a 3.5-star baseline worth 7 reviews. Each approved review pulls the score toward the real average, so a product with one 5-star review shows about 3.7.
Learn how reviews work
NG · 1 review
Sep 3, 2026
The service was great, and my transfer was seamless. It was a transfer to another bank and despite my network instability, it still went through and I was able to get to my destination in time.
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Latest GTBank News & Updates
Liners collects product news from official company updates and trusted publications. We refresh coverage as new articles are published. Learn moreResearch Mentioning GTBank
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BankingWe Opened a Naira Account at Every Bank in Nigeria, Here's What We Found
A Liners field study across traditional banks and digital banks in Nigeria, with real BVNs and NINs.
Frequently Asked Questions About GTBank
NIN was requested at every GTBank visit Liners logged. BVN blocked the process from starting at 3 of 5 visits, proof of address came up at 4 of 5, and a utility bill specifically at 3 of 5.
This lines up with the wider Nigerian market. In Liners' 2026 Naira account opening study, NIN was requested in 96 of 100 walk-in visits overall, and BVN blocked the process from starting entirely at 42 of them.
- Visit a GTBank branch with your NIN, and be ready to provide BVN and proof of address, both came up in most visits Liners logged.
- Fill out the account opening form.
- Wait to be attended to, 3 of 5 GTBank visits in the study were seen within 10 minutes.
- Complete any additional verification staff request.
- Your account number typically arrives by SMS.
GTBank was one of the banks where no researcher was warned about fraud, scams or account safety at any visit, according to Liners' 2026 field study, so it's worth asking about account safety yourself.
GTBank is Guaranty Trust Bank Ltd, a multinational bank that offers personal and business banking, online banking, cards, loans, international transfers, and support services. It works through its website and digital banking channels, where you can open and manage accounts, make transfers, and access self-service tools.
GTBank operates in Nigeria, Côte d’Ivoire, Gambia, Ghana, Kenya, Liberia, Rwanda, Sierra Leone, Tanzania, Uganda, and the United Kingdom.
You can sign up through GTBank’s website by using its account opening and registration options, and for digital banking you can register for Internet Banking or related business banking services. If you want a specific product account, the exact steps depend on the account type.
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