ProvidusUnity Bank

ProvidusUnity Bank is a Nigerian commercial bank offering digital and traditional banking services for individuals, businesses, and institutions, with product lines spanning private, corporate, commercial, institutional, and diaspora banking.

Key capabilities highlighted on the website include:

• Mobile and online banking via the ProvidusPlus mobile app and online banking portals, supporting everyday self-service transactions such as transfers, airtime recharge, and bill payments.
• Corporate Internet Banking for businesses to run transfers, bulk payments, and standing orders, designed for operational payments and treasury workflows.
• Payments and fintech integration through Banking APIs, virtual payments, and web payment options (for example, virtual payment services and web payment gateway pages listed under digital products).
• Accounts and cards across personal and business needs, including savings and current accounts, diaspora savings and foreign currency accounts (USD, GBP, EUR), plus Verve and Mastercard options (Classic through World Elite) and credit card variants.

Available on Web, Android, iOS, and via API.

Target users include Nigerian consumers, SMEs, corporates, public sector and non-government institutions, plus diaspora customers who need NGN and foreign currency banking options.

Notable in the Nigerian market for its focus on digital channels, including dedicated corporate payment tools, developer-facing banking APIs, and clear support pathways, with head office listed in Victoria Island, Lagos.