Duplo

Duplo is a web-based B2B payment and spend management platform for African SMEs, mid-market companies, and enterprises that need visibility and control across expenses, approvals, invoicing, and local or cross-border payments.

Key capabilities include:

• Expense management with department expense accounts, budget setting by category or team, reimbursement handling, and transaction histories for tracking spend.
• Global payments and collections from one dashboard, with support for 80+ currencies across 160+ countries, plus bulk payments to up to 500 recipients.
• Global accounts and multi-currency wallets to hold funds and move money between currencies, with instant FX swap and exchange-rate quoting.
• E-invoicing and tax tooling for Nigeria, including NRS-compliant e-invoices and tax management for generating taxes and tax reports.
• Approval workflows with multi-level controls, plus auto reconciliation and reporting and analytics for audit trails and exportable records.
• Integrations and APIs that connect to ERPs and accounting tools (including Xero, QuickBooks, and Sage) and support embedded financial operations (virtual accounts, payouts, FX conversions, approvals, and reporting).

Available on Web and via API (API docs: https://docs.tryduplo.com/).

Target users include finance teams and operations leaders in African businesses managing vendor payouts, employee expenses, invoice-to-payment workflows, and multi-currency treasury.

Notable in the African market context, it supports Nigerian compliance requirements (including NRS e-invoicing) and highlights security and regulatory alignment with CBN PSSP licensing, PCI DSS, NDPR, and ISO 27001/22301; it also offers a South Africa-focused product (Duplo SA) with Ozow-powered EFT rails for local ZAR payouts.