Transactpay

Transactpay is a web-based payment gateway for African businesses that need to accept and manage customer payments locally and internationally.

Key capabilities include:

• Checkout and payment collection via cards (local and international), bank transfers, direct debits, and QR-linked payments, plus support advertised for OPay and PalmPay integrations.
• Invoices and payment links to create professional invoices, share pay links through chat, email, or social channels, collect payments directly to a bank account, and track invoice status.
• Virtual account numbers for receiving bank transfers while keeping automated transaction records.
• Developer APIs (Pro and Ultra) for integrating payments into websites and mobile apps, including endpoints for payments, payouts (individual or bulk), transaction and payout status, webhooks, and full or partial refunds (API docs: https://transactpay.readme.io/).

Available on Web and via APIs. Lite is offered as a mobile web app accessible from a phone browser or any internet-enabled device.

Target users include Nigerian and Africa-focused SMEs, high-volume enterprises, and institutions that need online checkout, invoicing, payment links, and API-based payment infrastructure.

Notable for offering tiered plans (Lite, Pro, Ultra) with published Nigeria-focused pricing references (including NGN transfer fees and card processing rates) and an Ultra tier that advertises T+0 settlements (including weekends and public holidays) and dedicated infrastructure, alongside a dashboard-managed test/live API setup with webhooks.