What is DG Loan and how does it work?

DG Loan is a digital credit service in Kenya that lets individuals and small businesses apply for loans online. You complete an application, it is reviewed digitally with AI-based risk assessment, and approved funds can be sent to M-Pesa or a bank account.

How much does DG Loan cost?

DG Loan does not show a free plan. It charges interest on loans, with personal loans starting from 12% per year and small business loans starting from 10% per year; the exact cost depends on the loan type, amount, and repayment period.

How do I sign up for DG Loan?

You can sign up through Loanplus’s online application flow and submit the required information, including your ID, proof of income, and M-Pesa account details. Small business applicants may also need business registration documents.

Does DG Loan have a mobile app?

Yes, DG Loan is available on Android. Get Loanplus on Google Play for Android.

Who is DG Loan best suited for?

DG Loan is best suited for people in Kenya who need personal, emergency, or short-term cash loans, as well as small businesses that need working capital.

How do I contact DG Loan support?

You can contact Loanplus at help@loanplus.co.ke or by phone at +254 207 905 950. Its customer service center is at Adlife Plaza, Chania Road, Parklands, Nairobi, Kenya.

Does DG Loan have a plan for teams or businesses?

Yes, DG Loan has a business loan option for small businesses. It does not appear to offer a separate team plan or multi-user business plan.

Does DG Loan offer an API or integrations?

No public API or developer portal is listed for Loanplus.

DG Loan: Overview, Features, Pricing & Funding

DG Loan is a digital credit service for individuals and small businesses in Kenya, offering fully online loan applications with fast approval and disbursement to mobile money or bank accounts.

Key capabilities include:

Instant online application with a guided process that can be completed in about 2 minutes, followed by a digital review workflow.
AI-based “smart review” risk assessment that evaluates applications and provides an approval decision in about 5 minutes (as advertised).
Direct disbursement to M-Pesa or bank account, typically within 24 hours, with an Emergency Fund option that advertises disbursement within 1 hour.
Multiple loan products and terms with published ranges and repayment periods:
- Personal Quick Loan: KES 1,000 to 100,000, interest rates from , repayment,