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A Kenya-based digital lending app for M-PESA users to apply for mobile loans, receive funds to M-PESA, and repay via Paybill or in-app M-PESA.

Zash Loan is a Kenya-focused digital lending mobile app for individuals who want to apply for short- to medium-term loans and receive funds to an M-PESA account.
Key capabilities include:
Available on Android (Google Play). The website is informational and directs users to download the app.
Targeted at Kenyan consumers (including micro-business borrowers) who use M-PESA and need a fully digital loan option without relying on traditional credit records.
Notable in Kenyaβs fintech market for its tight Safaricom M-PESA repayment flow, stated Central Bank of Kenya digital lender regulation, and its disclosure that it is a subsidiary of Zillions Credit Limited.
As of May 25, 2026, Zash Loan is rated 4.3 on Google Play from 236.2K reviews with 5M+ installs.
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