Zash Loan

Zash Loan is a Kenya-focused digital lending mobile app for individuals who want to apply for short- to medium-term loans and receive funds to an M-PESA account.

Key capabilities include:

• Mobile loan application in-app: users register with an M-PESA mobile number and provide details such as National ID, names matching the ID, place of work, and physical address.
• Loan amounts and terms: the website advertises KSh 800 to KSh 50,000 with repayment periods of 91 to 365 days; first loans can start from KSh 500 and can increase over time with early or on-time repayment.
• M-PESA disbursement and repayment: once approved, funds are sent to M-PESA; repayments can be made via M-PESA Paybill 733555 (using the borrower’s phone number as the account number) or through the app.
• Repayment management and promotions: late repayments incur 2.5% per day late interest (per the FAQ); the service also supports repayment extensions and app-based repayment/borrow coupons managed under a Bonus page.

Available on Android (Google Play). The website is informational and directs users to download the app.

Targeted at Kenyan consumers (including micro-business borrowers) who use M-PESA and need a fully digital loan option without relying on traditional credit records.

Notable in Kenya’s fintech market for its tight Safaricom M-PESA repayment flow, stated Central Bank of Kenya digital lender regulation, and its disclosure that it is a subsidiary of Zillions Credit Limited.

As of Jul 6, 2026, Zash Loan is rated 4.3 on Google Play from 238.5K reviews with 5M+ installs.