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A Kenyan mobile loan app that lets individuals apply online for short-term credit, get approval results by SMS, and receive disbursement to M-PESA.
Meta Loan is a mobile lending application for Kenyan residents aged 18–60 who need short-term credit and want to apply from an Android smartphone.
Key capabilities include:
Available on Android (Google Play) and Web (official site and online service page).
Designed for individual borrowers in Kenya, including employed and self-employed users, who want an online loan process that does not require a credit record.
Notable in the Kenyan digital lending market for its focus on M-PESA-based disbursement and repayment, plus clearly stated application requirements (ID details, matching names, emergency contacts, and physical address). The service is described on the website as a subsidiary of Zillions Credit Limited, and the website states it is used to showcase products and does not collect customer information.
As of May 26, 2026, Meta Loan is rated 4.4 on Google Play from 89.8K reviews with 1M+ installs.
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