Meta Loan

Meta Loan is a mobile lending application for Kenyan residents aged 18–60 who need short-term credit and want to apply from an Android smartphone.

Key capabilities include:

• Mobile loan applications through the app, with eligibility based on a stable source of income and basic personal details
• Loan amounts and tenors shown on the website, including KSh 800 to KSh 50,000 and 91 to 365 days
• Disbursement to M-PESA after approval, using the registered M-PESA mobile number
• Repayment via M-PESA Paybill (Paybill 733555) and bank transfer, with application status also shared in-app and by SMS when approved

Available on Android (Google Play) and Web (official site and online service page).

Designed for individual borrowers in Kenya, including employed and self-employed users, who want an online loan process that does not require a credit record.

Notable in the Kenyan digital lending market for its focus on M-PESA-based disbursement and repayment, plus clearly stated application requirements (ID details, matching names, emergency contacts, and physical address). The service is described on the website as a subsidiary of Zillions Credit Limited, and the website states it is used to showcase products and does not collect customer information.

As of Jul 6, 2026, Meta Loan is rated 4.4 on Google Play from 90.8K reviews with 1M+ installs.