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A Kenyan mobile loan app that lets individuals apply online for short-term credit, get approval results by SMS, and receive disbursement to M-PESA.
Meta Loan Product Overview
Is Meta Loan Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Kenyan borrowers
- Short-term cash needs
What It Does Well
- Online loan application
- Short-term credit
Things to Check
- Loan amounts offered
- Repayment period options
About Meta Loan
Meta Loan is a mobile lending application for Kenyan residents aged 18–60 who need short-term credit and want to apply from an Android smartphone.
Key capabilities include:
- Mobile loan applications through the app, with eligibility based on a stable source of income and basic personal details
- Loan amounts and tenors shown on the website, including KSh 800 to KSh 50,000 and 91 to 365 days
- Disbursement to M-PESA after approval, using the registered M-PESA mobile number
- Repayment via M-PESA Paybill (Paybill 733555) and bank transfer, with application status also shared in-app and by SMS when approved
Available on Android (Google Play) and Web (official site and online service page).
Designed for individual borrowers in Kenya, including employed and self-employed users, who want an online loan process that does not require a credit record.
Notable in the Kenyan digital lending market for its focus on M-PESA-based disbursement and repayment, plus clearly stated application requirements (ID details, matching names, emergency contacts, and physical address). The service is described on the website as a subsidiary of Zillions Credit Limited, and the website states it is used to showcase products and does not collect customer information.
Meta Loan Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataOperates In
Official Links
What it does
As of Oct 5, 2026, Meta Loan is rated 4.4 on Google Play from 93.5K reviews with 5M+ installs.
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Frequently Asked Questions About Meta Loan
Meta Loan is a Kenyan mobile lending service that lets you apply for short‑term personal loans through an Android app and receive the money directly to your M‑PESA account after approval. You fill in your basic and ID details, your application is assessed digitally, you get an SMS/app notification with the result, and approved loans are disbursed to the M‑PESA number you registered.
Meta Loan is a paid loan service, and you repay the principal plus interest and fees over the agreed term. The app store listing indicates loan amounts up to KSh 80,000 with an APR of up to about 48% per year, but exact interest, fees, and any other charges for your loan are shown in the app before you accept the offer.
Meta Loan currently operates in Kenya only. It is designed specifically for Kenyan residents who receive and repay loans via M‑PESA.
To sign up for Meta Loan, download the Meta Loan app for Android, register with your mobile number, then provide your ID, personal, and contact details as prompted. Once your profile is complete, you can apply for a loan directly in the app and track the application status there and via SMS.
Yes, Meta Loan has a mobile app for Android. You can install the Meta Loan app from the Google Play Store and use it to register, apply for loans, and manage repayments.
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