Tuma Loan

Tuma Loan is a licensed mobile lending service by FUTURIS TECH LIMITED for Kenyan residents aged 18+ who need short to medium term personal loans for daily cash flow needs.

Key capabilities include:

• Digital loan application with registration and ID-based verification, with approval and disbursement subject to eligibility checks and verification.
• Personal loan access with reported amounts from KSh 1,000 to KSh 60,000 and repayment terms from 91 to 360 days (terms and conditions apply).
• M-Pesa disbursement and repayment, including options for installment repayments via M-Pesa.
• Privacy and security controls, including TLS 1.3 for data transmission and AES-256 encryption for data stored on the company’s servers, plus support channels for rights requests (including data deletion).

Available on Android (Google Play listing referenced) and Web (informational pages, privacy policy, terms, and account deletion on futurisltd.com).

Target users are individual Kenyan residents (18+) with a valid ID who want a mobile-first way to apply for a personal loan and receive funds through M-Pesa.

Notable in Kenya’s digital lending market for its stated Central Bank of Kenya regulation and explicit references to Kenya Data Protection Act (2019) compliance, plus published contact points for support and data protection queries (support@tumaloans.com, dpo@tumaloans.com).