CRDB Bank

CRDB Bank is a regulated commercial bank that provides retail, SME, corporate, and diaspora banking services for customers in Tanzania and Burundi.

Key capabilities include:

• Accounts and deposits for individuals and businesses, including Current and Savings Accounts, Salary, Teen, Junior Jumbo, Scholar (students), Pension, Malkia Account (women), Niamoja (community groups), and agriculture-focused Fahari Kilimo accounts; SMEs can open Biashara Account and Hodari Account.
• Loans and financing across personal and business needs, such as Personal Loans, Jijenge Mortgage Loan, Salary Advance, student facilities (Boom Advance, UNI Loan), Pension Advance, and business credit including SME Loan, MSE loans, overdraft facilities, invoice and certificate discounting, local purchase order finance, investment and asset financing, TACATDP agricultural loans, and Green Bond Loan financing.
• Payments and ways to bank, including Internet Banking, the SimBanking mobile app, USSD (15003#) access, CRDB Wakala agency banking, TemboCard debit cards, Tembo Points loyalty rewards, CRDB Lipa Hapa merchant payment acceptance, cash deposit machines, and Forex ATMs.
• Insurance and treasury services, including bancassurance (motor, credit life, personal accident, domestic package, fire, group life, medical) plus foreign exchange, FX spot, and FX risk management for businesses.

Available on Web (internet banking and self-service portals), Android and iOS (SimBanking), plus USSD and a physical branch and agent network.

Target users include individual customers (youth, students, women, retirees), SMEs and corporates, agribusinesses, and diaspora customers (for example via Tanzanite Account and diaspora mortgage options).

Notable for its broad digital and agent banking coverage, Al-Barakah Banking (Sharia-compliant accounts, deposits, takaful, and financing), and an active investor relations portal with reports and shareholder tools as a DSE-listed bank (listed since 2009; established in 1996).