Consolidated Bank Ghana (CBG)

Consolidated Bank Ghana Ltd is a Ghanaian universal bank serving individuals, SMEs, and corporate clients with retail, business, and corporate banking, plus digital channels for everyday transactions.

Key capabilities include:

• Deposit accounts and savings products for personal, business, and corporate customers, plus online account opening via the bank’s digital onboarding portal
• Loans and financing across personal loans, business loans, and corporate financing to support goals, expansion, and working capital needs
• Digital banking and payments through Retail Internet Banking, Corporate Internet Banking, and the CBG Mobile App for account management, balance enquiries, fund transfers, bill payments, GhQR (QR) payments, mobile money (MoMo) to bank transfers, and PAPSS transfers to send money across Africa
• Insurance (bancassurance) options including home, motor, and travel insurance via CBG General Insurance, alongside additional services such as agency banking (CBG Sika Agent), trade finance, and green business support

Available on Web (main site, retail and corporate internet banking), Android, and iOS.

Target users include everyday banking customers in Ghana (including diaspora customers), SMEs that need accounts, loans, and trade finance, and larger corporates and institutions requiring tailored banking and financing.

Notable in the Ghanaian market for its nationwide presence and for enabling PAPSS cross-border payments directly in retail digital channels, supporting intra-African transfers alongside local digital payments such as GhQR and bill pay.