First Atlantic Bank

First Atlantic Bank PLC is a full-service commercial bank in Ghana serving retail customers, businesses, and prestige (private banking) clients with account products, lending, cards, and digital banking channels.

Key capabilities include:

• Personal banking: current and savings accounts (including Atlantic Save, Atlantic Target, and Atlantic Young Saver), personal loans and salary advance loans, remittances, and Visa and Mastercard debit, credit, and prepaid cards.
• Corporate banking: business accounts (including Atlantic Flex Business and business savings), corporate internet banking, POS terminals for merchants, and trade facilities such as invoice discounting, bid bonds, and export finance.
• Prestige banking: private banking and private wealth management, premium card options (including Visa Platinum and Mastercard World), and mortgage and auto loan products.
• Self-service resources: tariff guide, download centre for forms, branch and ATM locator, loan and financial calculators, a complaint process, and a security center.

Available on Web (internet banking and corporate internet banking), Android, iOS, and USSD (*442#).

Target users include individuals and families, SMEs and corporates needing business banking and merchant acceptance (POS), and high-net-worth customers using private banking services.

Notable in the Ghanaian market, the website states the bank is licensed by the Central Bank of Ghana and has transitioned to First Atlantic Bank PLC as a publicly listed company; it also references recognition as “2X Digital Bank of the Year.”