United Bank for Africa (UBA)
A pan-African bank offering online account opening, internet and mobile banking, and cross-border services for individuals, SMEs, and corporate and investor users.
United Bank for Africa (UBA) Product Overview
Is United Bank for Africa (UBA) Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Everyday banking
- Diaspora senders
What It Does Well
- Online account opening
- Mobile banking
Things to Check
- Supported countries list
- Transfer fees and rates
About United Bank for Africa (UBA)
United Bank for Africa (UBA) is a pan-African banking and financial services group for individuals, entrepreneurs, and corporate and investor customers who need everyday banking and cross-border services.
Key capabilities across its digital channels include:
- Online account opening for personal and business customers, designed to get users started remotely and access funds through digital channels and ATMs.
- Internet banking for digital self-service, including account access and common banking actions through the online portal.
- UBA Mobile App for on-the-go banking, including balance checks, bill payments, account access, and access to loans, with in-app support.
- Leo, a 24/7 virtual assistant, for transfers, airtime purchases, bill payments, and balance checks.
- Global BVN enrolment, aimed at enabling BVN registration outside Nigeria.
Available on Web (including internet banking), Android, and iOS.
Target users include retail banking customers, SMEs and entrepreneurs, corporate and trade finance users, and investors researching financial reports and share price information.
UBA highlights a broad geographic footprint, stating operations across 20 African countries and international markets including USA and UK (with wholesale banking services in New York and London), supported by offices in Paris and Dubai, positioning the bank for customers who manage finances across multiple countries.
United Bank for Africa (UBA) Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. Learn moreAs of Sep 28, 2026, United Bank for Africa (UBA) is rated 2.7 on the App Store from 963 reviews and 2.9 on Google Play from 27.6K reviews with 5M+ installs.
Recent Reviews for United Bank for Africa (UBA)
Reviews reflect each reviewer's opinion. Companies cannot pay to alter or remove reviews. A verified review includes proof that Liners checked to an extent. Learn how reviews workHow is the score calculated?
Every product starts at a 3.5-star baseline worth 7 reviews. Each approved review pulls the score toward the real average, so a product with one 5-star review shows about 3.7.
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NG · 1 review
Aug 21, 2026
The user experience of the application is slow and the process to send money is long.
Latest United Bank for Africa (UBA) News & Updates
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Research Mentioning United Bank for Africa (UBA)
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BankingWe Opened a Naira Account at Every Bank in Nigeria, Here's What We Found
A Liners field study across traditional banks and digital banks in Nigeria, with real BVNs and NINs.
Frequently Asked Questions About United Bank for Africa (UBA)
NIN was requested at every UBA visit Liners logged. BVN blocked the process from starting at 4 of 7 visits, proof of address at 3 of 7, and a utility bill specifically at 1 of 7.
This lines up with the wider Nigerian market. In Liners' 2026 Naira account opening study, NIN was requested in 96 of 100 walk-in visits overall, and BVN blocked the process from starting entirely at 42 of them.
- Visit a UBA branch with your NIN, and be ready to provide BVN and proof of address.
- Fill out the account opening form.
- Wait to be attended to, this typically ran 10 to 20 minutes in the study.
- Your account number usually arrives by SMS.
Two things worth knowing before you go, according to Liners' 2026 field study: every single UBA researcher walked out without being told their transaction limits, and no researcher was warned about fraud or account safety at any visit either. Ask both questions directly.
United Bank for Africa (UBA) is a pan-African bank that offers digital and cross-border banking for individuals, SMEs, corporates, and investors. It works through online account opening, internet banking, the mobile app, and other digital channels.
UBA says it operates across 20 African countries, and also has international banking presence in the United States, United Kingdom, United Arab Emirates, and France.
You can sign up online through UBA’s account opening and internet banking registration flows, or in branch for some services. The website also supports self-registration for internet banking and app registration using account or card details.
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