An international bank offering retail, wealth, corporate, and institutional banking to individuals and businesses in Kenya, Nigeria, and other African markets.
Standard Chartered Bank Product Overview
Is Standard Chartered Bank Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Everyday banking
- Wealth clients
What It Does Well
- Retail banking
- Wealth management
Things to Check
- Branches in your city
- Digital banking features
About Standard Chartered Bank
Standard Chartered Bank is a UK-headquartered international banking group that serves individual customers, wealth and private banking clients, small and medium enterprises, large corporates, governments, and financial institutions across Africa and the other regions where it operates.
Key capabilities include:
- Retail and wealth banking for personal and priority banking customers, covering everyday accounts, savings, loans, and investment products
- SME and business banking support for small and medium-sized enterprises
- Corporate, commercial, and institutional banking for large businesses, governments, banks, and development organizations, including trade finance and cross-border banking
- Digital and mobile banking through country-specific apps such as SC Mobile
Available on Web, Android, and iOS, with the specific app and features varying by market.
In Africa, the bank has operated for more than 170 years, and it names Kenya and Nigeria as its most prioritized African markets for full retail, wealth, and corporate banking. It also runs corporate, commercial, and institutional banking in Ghana, Tanzania, Uganda, Zambia, Côte d'Ivoire, Botswana, South Africa, Egypt, Morocco, and Mauritius, though it has been selling or winding down retail and wealth banking in several of these markets. Since 2022, it has fully exited consumer banking in Cameroon, Angola, The Gambia, Sierra Leone, and Zimbabwe, and has sold or agreed to sell retail and wealth operations in Uganda, Zambia, Ghana, Botswana, Tanzania, and Côte d'Ivoire to banks including Access Bank, Absa, FNB, Coris Bank, and FBC Holdings, while generally keeping corporate and institutional banking in those markets.
Standard Chartered is listed on the London and Hong Kong stock exchanges, with total assets of roughly $920 billion globally.
Standard Chartered Bank Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. Learn moreAs of Sep 28, 2026, Standard Chartered Bank is rated 3.0 on the App Store from 247 reviews and 3.2 on Google Play from 10.4K reviews with 500K+ installs.
Recent Reviews for Standard Chartered Bank
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Latest Standard Chartered Bank News & Updates
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Research Mentioning Standard Chartered Bank
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BankingWe Opened a Naira Account at Every Bank in Nigeria, Here's What We Found
A Liners field study across traditional banks and digital banks in Nigeria, with real BVNs and NINs.
Frequently Asked Questions About Standard Chartered Bank
NIN was requested at both Standard Chartered visits Liners logged, and BVN didn't block the process from starting at either. Proof of address came up once. This is a very small sample, just 2 visits, so treat it as a starting expectation rather than a fixed rule.
This lines up with the wider Nigerian market. In Liners' 2026 Naira account opening study, NIN was requested in 96 of 100 walk-in visits overall, and BVN blocked the process from starting entirely at 42 of them.
- Visit a Standard Chartered branch with your NIN, and BVN and proof of address if requested.
- Fill out the account opening form.
- Wait to be attended to.
- Your account number typically arrives by SMS.
Come ready to ask questions yourself: neither logged visit in Liners' 2026 field study came with any word on transaction limits, KYC tier, or fraud safety. With only 2 visits logged, this is a smaller sample than most banks in the study.
Standard Chartered is an international banking group that provides retail, wealth, private, SME, corporate, and institutional banking services. In Africa, it serves customers through branches, relationship managers, and mobile and online banking, alongside cross-border corporate and trade finance banking, though its retail presence varies by country as it has been narrowing its consumer banking footprint on the continent.
In Africa, Standard Chartered runs full retail, wealth, and corporate banking in Kenya and Nigeria, and corporate, commercial, and institutional banking in Ghana, Tanzania, Uganda, Zambia, Côte d'Ivoire, Botswana, South Africa, Egypt, Morocco, and Mauritius. It has sold or is selling retail and wealth banking in several of these markets, and fully exited Cameroon, Angola, The Gambia, Sierra Leone, and Zimbabwe between 2022 and 2025. Globally, it operates in around 50 markets across Asia, Africa, the Middle East, Europe, and the Americas.
You can sign up through Standard Chartered's local country website or mobile app where available, or by visiting a branch or contacting a relationship manager. The exact registration steps and products on offer vary by country.
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