ChatCash

ChatCash is an AI-powered operating system for African commerce that helps merchants automate sales, payments, and logistics inside conversational channels such as WhatsApp and Instagram, as well as USSD.

Key capabilities include:

• Conversational sales tools, including catalog creation, invoicing, order tracking, and AI-powered CRM to manage customers and orders without separate software
• Integrated payments supporting EcoCash, InnBucks, Visa, and Mastercard for taking payments in the same flow as chat-based selling
• Local-language support for African languages including Shona and Ndebele
• Trust and relevance features, including spam filtering, fraud detection trained on African transaction data, and tools for discovering verified nearby businesses

Available via Web, and the product runs through channels such as WhatsApp and Instagram.

It targets SMEs and businesses in Africa that sell through messaging and social channels, with benefits extending to end customers who want faster ordering and payment.

It is notable in the Zimbabwean market context as a commerce-focused AI layer built for WhatsApp, Instagram, and USSD workflows, with partnerships and ecosystem support that include ZB Bank, Secure Trust (South Africa), Microsoft, and participation in the Visa Accelerator Programme. Founded in 2023.