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Mobile micro-insurance cover managed from any phone
BimaPap
A self-service insurance platform for Tanzanian consumers to buy motor and travel cover, verify cover notes, and register claims via WhatsApp or USSD.
BimaPap Product Overview
Is BimaPap Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Tanzanian consumers
- Motor vehicle owners
What It Does Well
- Buy motor cover
- Buy travel cover
Things to Check
- Insurers and underwriters
- Claim process steps
About BimaPap
BimaPap is a digital self-service insurance platform for consumers in Tanzania who want to buy and manage insurance from a mobile phone without visiting a physical office.
Key capabilities include:
- WhatsApp-based insurance services: users start a guided flow on WhatsApp (via the provided wa.me link) to purchase insurance and receive documents digitally.
- USSD access for feature phones: services are also available via *150*51#, supporting users without internet access.
- Insurance purchase and servicing: supports Drivers Cover, Motor Third-Party (Bima Ndogo) (sold from Milembe Insurance), and Travel Insurance, with travel policies delivered via WhatsApp and email.
- Verification, claims, and queries: users can verify insurance validity status, verify cover notes, notify and register compensation claims, and submit general insurance queries.
Available on Web (informational site and shop), WhatsApp, and USSD.
Targeted at individual retail insurance buyers in Tanzania, including drivers and travellers who prefer mobile-first purchasing and support.
Notable in the Tanzanian market for offering a WhatsApp and USSD self-service channel linked to Milembe Insurance Company Limited, plus mobile money payment instructions across major local networks and bilingual (Swahili and English) site support.
BimaPap Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataOperates In
Official Links
Pricing & Fees
Variable pricingBimaPap’s pricing varies by the insurance product and policy coverage selected; the platform lets users review the applicable price before purchasing, with policy limits and benefits determined by the specific insurance policy.
Recent Reviews for BimaPap
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Frequently Asked Questions About BimaPap
BimaPap is a digital self-service insurance platform that lets you buy and manage motor and travel insurance from your mobile phone via WhatsApp or USSD, without visiting a physical office. You start a chat flow on WhatsApp or dial 15051# to purchase cover, receive policy documents, verify insurance, and register claims.
The exact pricing for BimaPap services is not published as general plans or tiers. You pay insurance premiums per policy (for example motor or travel cover) via mobile money as instructed, but specific prices are not listed openly.
BimaPap operates in Tanzania and is designed for Tanzanian insurance customers using local mobile networks and payment methods. It can be accessed from anywhere in the world to buy Tanzanian policies, as long as you use the supported channels.
You do not need a traditional account signup; to start using BimaPap you initiate a session via WhatsApp or USSD. You can message “BimaPap” on WhatsApp using the provided link or dial 15051# on your phone, then follow the prompts to buy insurance or use other services.
BimaPap is available via the web, WhatsApp, and USSD. There is no verified information about a dedicated Android or iOS mobile app, so app availability is .
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