Bank Zero

Bank Zero is a South African app-only digital mutual bank for individuals and businesses that want day-to-day transactional banking with zero monthly fees and app-based control over cards, payments, and debit orders.

Key capabilities include:

• Card security and controls: patented protection designed to prevent card skimming and card data theft, plus in-app controls to lock a card fully or restrict specific channels such as ATM, online, and tap-to-pay transactions.
• Debit order management: alerts for new debit orders (with the option to reject) and warnings before existing debit orders run to help manage cash flow.
• Business payments and approvals: multi-level authorisation chains configured in the app (drag-and-drop setup) and Pay Many bulk payments from one screen, including and recipient import/export.