AML-X

AML-X is a web-based AML/CFT/CPF compliance platform built for Nigerian financial institutions and other regulated organisations that need customer due diligence, screening, transaction monitoring, and regulatory reporting workflows.

Key capabilities include:

• KYC/KYB and identity verification for customer onboarding and ongoing due diligence, including BVN and NIN checks, phone-to-NIN lookup, address and bank account verification, passport and driver’s licence verification, plus CAC company search for KYB.
• PEP, sanctions, watchlist, country-risk, and adverse-media screening, with bulk candidate screening (CSV/XLSX uploads capped at 500 rows per upload), screening history, and downloadable PDF reports.
• Transaction monitoring and alert management with configurable monitoring rules, velocity alerts, risk scoring, live monitoring views, and workflows to open cases and track investigations.
• Regulatory reporting and auditability, including STR filing workflows, CTR handling at the ₦5,000,000 cash threshold referenced on the site, goAML XML export, regulatory reports logs, and an immutable audit log.

Available on Web, with REST API endpoints, a Python SDK, and a partner sandbox described on the vendor site.

Target users include compliance teams at Nigerian banks, fintechs, insurers, and virtual asset service providers (VASPs).

Notable for its Nigeria-focused integrations and positioning, including BVN/NIN/CAC verification modules, a vendor-stated Nigerian PEP registry and multiple sanctions feeds, and goAML-oriented reporting workflows aligned to local regulatory requirements (vendor-provided claims; independent verification is not provided).