Breet — Crypto & Stablecoins Payment API for African Businesses 
NeoCash
Liners checked this listing or its product relationship to a reasonable extent. Verification is not an endorsement or product test. How verification works100% match5(1)
Unsecured loans and BNPL for Lagos residents in minutes
AidaCredit
A loan application app for Nigerians to apply for loans, receive funds to a bank account, and repay in-app, with amounts up to ₦2,000,000 and quick approval.
AidaCredit Product Overview
Is AidaCredit Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian loan seekers
- Personal loan applications
What It Does Well
- Fast loan applications
- Quick approval flow
Things to Check
- Eligibility requirements
- Interest and fees
About AidaCredit
AidaCredit is a personal loan application service for individuals in Nigeria that enables users to apply for a loan, receive funds, and repay directly through a mobile app.
Key capabilities include:
- End-to-end loan flow in one app, covering download, application, disbursement, and repayment
- Loan amounts up to ₦2,000,000, based on the service’s stated limits
- Fast approval in minutes, positioned for urgent personal cash needs
- No collateral and no documentation requirements, as stated on the website
- 24/7 customer support and a stated courteous loan collection process with a channel to report harassment
Available on iOS (App Store) and via the Web (product site); the service also lists Android availability in its app listing.
It is built for Nigerian consumer borrowers (B2C), with eligibility requirements listed in the app store information, including Nigeria residency and age 18–60.
In the Nigerian lending market, it is notable for publicly stating its approach to collections and for being associated in the app listing with a microfinance banking license from the Central Bank of Nigeria, with the website identifying ISHIAGU MICROFINANCE BANK LIMITED as the operator.
AidaCredit Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. Learn moreOperates In
Official Links
As of Sep 21, 2026, AidaCredit is rated 4.2 on the App Store from 944 reviews and 4.6 on Google Play from 6.5K reviews with 1M+ installs.
Recent Reviews for AidaCredit
Reviews reflect each reviewer's opinion. Companies cannot pay to alter or remove reviews. A verified review includes proof that Liners checked to an extent. Learn how reviews work3.6
Great · 3 reviews
5-star
33%
4-star
0%
3-star
67%
2-star
0%
1-star
0%
How is the score calculated?
Every product starts at a 3.5-star baseline worth 7 reviews. Each approved review pulls the score toward the real average, so a product with one 5-star review shows about 3.7.
Learn how reviews workE
EjiropraiseokiotorThe reviewer submitted proof that Liners checked to an extent. The badge does not prove every claim in the review.
NG · 3 reviews
Oct 1, 2026
the process was very seamless from the application to disbursement but my loan wasn't approved till next month
F
Foyinkansola739
NG · 11 reviews
Sep 30, 2026
My experience was smooth from the application stage to the successful disbursement of the loan. The process was easy to understand, the requirements were clear, and I did not experience any problems or inconvenience. The company is doing well by making the loan process simple and convenient for customers.
Frequently Asked Questions About AidaCredit
AidaCredit is a personal loan service for individuals in Nigeria. You apply in the app, and if approved, the money is sent to your bank account and repaid in-app.
AidaCredit is a paid loan service, not a free app. The app listing shows an APR range of 24% to 260%, with repayment terms from 91 days to 12 months.
AidaCredit operates in Nigeria.
To sign up, download the AidaCredit app, register with your phone number, fill in your basic information, and submit a loan application.
Yes, AidaCredit is available on iOS. Download Aidacredit on the App Store for iPhone.
Is AidaCredit Your Product?
Claim this listing to keep its information fresh and reply to reviews.
Promptmonitor
Promptmonitor — Track, measure, and improve how AI recommends your brand.