A mobile-first cross-border payments app for individuals sending money between Africa and the US, with bank, mobile money, M-Pesa payouts, ACH USD transfers, and savings.
Accrue Product Overview
Is Accrue Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Families sending remittances
- Africans in the US
What It Does Well
- Africa to US transfers
- US to Africa transfers
Things to Check
- Nigeria and Ghana access
- M-Pesa payout locations
About Accrue
Accrue is a mobile-first cross-border payments and personal finance app for individuals who need to send and receive money between Africa and the US quickly.
Key capabilities include:
- Cross-border payouts across Africa: send money to multiple African countries, including Nigeria, Ghana, Kenya, South Africa, Cameroon, Cote d'Ivoire, Benin, Sierra Leone, Uganda, Tanzania, Rwanda, Zambia, Malawi, Botswana, and DR Congo, with payouts to banks, mobile money (MoMo), or M-Pesa, typically in under 5 minutes.
- USD account for ACH transfers: send and receive USD payments via ACH to and from US banks using a dedicated USD account.
- Virtual USD card: request a virtual dollar card for online shopping, with options to customize the card.
- Dollar savings tools: save in USD with products such as Savings Pocket (daily interest, no lock-up), Goals, Challenges (group savings), and Vault (fixed-term savings), with stated returns up to 7% annual interest.
- Instant peer transfers and payment links: send free instant transfers to other users via @Crewtag, and share a Deposit Link to receive money from anyone.
Available on Android and iOS.
It targets consumers such as students, gig workers, creators, and small businesses who receive client payments or support family and friends across Africa and the US.
Notable in the African market for supporting multi-country African payouts alongside US ACH and in-app USD savings, with stated flat fees from USD1 and a published footprint spanning West, East, Central, and Southern Africa. For support, contact hello@useaccrue.com.
Accrue Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataAs of Oct 5, 2026, Accrue is rated 4.4 on the App Store from 443 reviews and 4.3 on Google Play from 4.1K reviews with 100K+ installs.
Recent Reviews for Accrue
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Accrue Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataAccrue has raised $1.6M across 1 recorded funding event. The latest was Seed in Jan 2025.
- Total Raised:
- $1.6M
- Latest Round:
- Seed
Accrue Investors & Funding Rounds
Accrue Founders & Leadership Team
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Latest Accrue News & Updates
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Upcoming Events for Accrue
Browse all eventsFrequently Asked Questions About Accrue
Accrue is a cross-border payments and personal finance app that lets you send money to family and friends across Africa and the US in minutes, with payouts to bank accounts, mobile money, or M-Pesa. It also offers savings features where you can earn daily interest in US dollars, shop with digital gift cards, and save toward goals.
Accrue offers competitive rates for international transfers with some of the lowest fees in the market. Specific pricing varies by transfer destination and amount, but the app emphasizes affordability compared to traditional money transfer services.
Accrue operates in Ghana, Nigeria, Kenya, South Africa, Cameroon, Côte d’Ivoire, Benin, Sierra Leone, Uganda, Tanzania, Rwanda, Zambia, Malawi, Botswana, DR Congo as well as the United States.
Accrue offers tailored, separate sign-up processes for individuals via a mobile app and for businesses via a dedicated web-based merchant dashboard.
Yes, Accrue has mobile apps available on both iOS (Apple App Store) and Android (Google Play Store).
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