What is Accrue and how does it work?

Accrue is a cross-border payments and personal finance app that lets you send money to family and friends across Africa and the US in minutes, with payouts to bank accounts, mobile money, or M-Pesa. It also offers savings features where you can earn daily interest in US dollars, shop with digital gift cards, and save toward goals.

How much does Accrue cost?

Accrue offers competitive rates for international transfers with some of the lowest fees in the market. Specific pricing varies by transfer destination and amount, but the app emphasizes affordability compared to traditional money transfer services.

What countries does Accrue operate in?

Accrue operates in Ghana, Nigeria, Kenya, South Africa, Cameroon, Côte d’Ivoire, Benin, Sierra Leone, Uganda, Tanzania, Rwanda, Zambia, Malawi, Botswana, DR Congo as well as the United States.

Does Accrue have a mobile app?

Yes, Accrue has mobile apps available on both iOS (Apple App Store) and Android (Google Play Store).

Who is Accrue best suited for?

Accrue is best suited for people sending money internationally to family and friends in Africa or the US, those wanting to earn interest on savings in US dollars, and individuals seeking affordable cross-border payment options without traditional banking fees.

How do I contact Accrue support?

You can contact Accrue support via email at hello@useaccrue.com

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Accrue: Funding, Reviews & Alternatives (2026) – Liners

Accrue

🌍 Pan-African

A mobile-first cross-border payments app for individuals sending money between Africa and the US, with bank, mobile money, M-Pesa payouts, ACH USD transfers, and savings.

Available on:iOSAndroid

Visit Accrue

Accrue is a mobile-first cross-border payments and personal finance app for individuals who need to send and receive money between Africa and the US quickly.

Key capabilities include:

Cross-border payouts across Africa: send money to multiple African countries, including Nigeria, Ghana, Kenya, South Africa, Cameroon, Cote d'Ivoire, Benin, Sierra Leone, Uganda, Tanzania, Rwanda, Zambia, Malawi, Botswana, and DR Congo, with payouts to banks, mobile money (MoMo), or M-Pesa, typically in under 5 minutes.
USD account for ACH transfers: send and receive USD payments via ACH to and from US banks using a dedicated USD account.
Virtual USD card: request a virtual dollar card for online shopping, with options to customize the card.
Dollar savings tools: save in USD with products such as (daily interest, no lock-up), , (group savings), and (fixed-term savings), with stated returns up to .