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Embedded credit and savings infrastructure for banks, telcos, and fintechs to launch and manage loans, savings, cards, and group finance across emerging markets.
_able Product Overview
Is _able Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Banks
- Mobile networks
What It Does Well
- Embedded loan tools
- Embedded savings tools
Things to Check
- Supported countries list
- Card issuing partners
About _able
_able is a digital credit and savings infrastructure platform for banks, telcos, fintechs, and other distribution partners that want to embed financial products inside existing customer channels.
Key capabilities include:
- Embedded product deployment for credit and savings use cases, including loans, overdrafts, buy now pay later, salary advances, cards, savings, and group-based finance.
- Decisioning and data intelligence, using configurable rules and scoring models to turn transaction and behavioural data into credit decisions and optimisations.
- Portfolio management operations across the credit lifecycle, including collections, communications, reporting, and performance management.
- Integration and deployment options, including an API gateway, partner connectors, app SDK, USSD tooling, and integrations such as wallet, credit bureau, and SMSC connections; supports cloud or on-premise deployments.
Available via a web-based partner platform and API-based infrastructure (public API documentation not listed).
Target users include banks, mobile network operators, fintechs, payment and commerce platforms, and capital providers offering credit and savings products to end customers.
Notable in East and Southern Africa for reported scale, including $500M+ credit disbursed, 260M+ credit decisions, and live markets that include Kenya, Tanzania, Uganda, Mozambique, and Zambia. The company was formerly Credable and rebranded as _able, with reported partners including M-PESA, Airtel, Access Bank, and Diamond Trust Bank.
_able Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataOperates In
Official Links
What it does
Pricing & Fees
Contact for pricingAvailable exclusively upon contacting their enterprise solutions group or scheduling a platform technical infrastructure demonstration.
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_able Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source data_able has raised $2.7M across 3 recorded funding events. The latest was Seed in Mar 2023.
- Total Raised:
- $2.7M
- Latest Round:
- Seed
_able Investors & Funding Rounds
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_able Founders & Leadership Team
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Jobs at _able
| Title | Posted |
|---|---|
| Director, Strategic Partnerships – Francophone Region | Sep 9, 2026 |
| Partner Success Associate | Aug 7, 2026 |
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Frequently Asked Questions About _able
_able provides credit and savings infrastructure that banks, telcos, fintechs, and other partners can embed in their existing customer channels. It supports product deployment, credit decisioning, and portfolio operations through web-based tools and API infrastructure.
_able reports operating in Kenya, Tanzania, Uganda, Mozambique, and Zambia.
_able is best suited for banks, mobile network operators, fintechs, payment and commerce platforms, and capital providers that want to offer credit or savings products to their customers.
You can contact _able support at support@ablegroup.io.
Yes. _able serves businesses such as banks, telcos, and fintechs through partner arrangements. It describes its commercial model as revenue sharing.
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